Godly Merchant in a VRMMO

Everyone knew about the sad life of Wayne Kimmons. Months ago, he was just like many average high-school students, living an average life.
His father, the founder of Kimmons Industries had taken numerous debts from huge companies and soon fell into a vicious circle of a debt trap.

Not able to cope with the various death threats and stress, he died from a silent heart attack. Leaving all the debt to Wayne, his mother, and his little sister. Wayne's inheritance was literally in minus due to all the zeroes of the debt.

But the abrupt release of the game 'reality online' changed everything. See Wayne on his harsh journey of clearing his debt.
but alas, the game was not that simple, to begin with......
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The cover is not mine, so if the owner doesn't want me to use it, then please kindly tell so.