Qilu's insurance coverage

In 2024, the insurance period of Qilubao was from January 1,2024 to January 31,2024.

The compensation ratio of Qilubao was differentiated according to different responsibilities. For responsibilities 1 and 2, the reimbursement rate was 60%(50% for past illnesses); for responsibility 3, the reimbursement rate for people without past illnesses was 60%, and the reimbursement rate for people with past illnesses was 50%; for responsibility 4, the reimbursement rate was 70%. However, the specific compensation ratio may also be affected by other factors, such as the starting line, payment limit, etc. Therefore, if you need more accurate information about the compensation ratio, it is recommended to consult the relevant insurance institutions or consult the official documents of Qilu.

There was a homeowner whose house was near a construction site. The vibrations from the construction work caused some cracks in the walls of the home. The homeowners insurance company stepped in and covered the cost of repairing the walls. It was unexpected because it was not a typical cause of damage like a storm or a fire, but the insurance still considered it as a valid claim under the 'external factors causing damage' clause in the policy.

We can see some people complaining and questioning Qi Lubao. An insurant said that he spent more than 100,000 yuan in hospital, but he was disappointed that he did not get reimbursement in the end. In addition, there were also people who thought that Qilubao's insurance responsibility was narrow and could only reimburse hospitalization expenses within the scope of social security. These negative experiences and opinions might cause some people to have a negative impression of Qi Lubao. However, we also have to note that Qilubao is a city-customized medical insurance that benefits the people. It attracts a large number of citizens to buy it with its low threshold and high reimbursement ratio. Qilubao could be used as a powerful supplement to medical insurance, which could reduce the medical burden of individuals. In addition, Qilubao also received guidance and supervision from Shandong Province Security Bureau, Jinan City Medical Security Bureau, and the China insurance commission. To sum up, Qilubao might have some problems in some people's experience, but many people were satisfied with its low threshold and high reimbursement rate. As for whether to buy Qilu insurance, the insurant needed to make a rational choice according to his actual situation.

Qilu culture was an important part of ancient Chinese culture. It originated from the Spring and Autumn Period, developed during the Warring States Period, and completed during the Ming and Qing Dynasties. Qilu culture was famous for its profound historical and cultural heritage, unique architectural style, beautiful literature and art, outstanding scientific and technological achievements, and its contribution to the development of human civilization. The characteristics of Qilu culture included: 1. Respect for talents: Qilu culture emphasized the importance of talents and encouraged people to learn and create. 2, emphasizing etiquette: Qilu culture pays attention to etiquette, emphasizing kinship, friendship, love and other interpersonal relationships, forming a unique social culture. 3. Unique architectural style: The architectural style of Qilu culture is unique. The main architectural style of Lu includes the city wall of Lu, the old city of Lu, Confucius Temple and Confucius Forest. 4. Beautiful literature and art: Qilu culture has rich literary and artistic works, including poetry, prose, novels, operas, etc. The most famous one is "Lu Song." 5. Outstanding scientific and technological achievements: Qilu culture has also made outstanding contributions in science and technology, such as the invention of "ink fountain" and "iron smelting technology". Qilu culture is an important part of ancient Chinese culture, which has made important contributions to the development of human civilization.

The rate of the People's Health Protection Medical insurance was as follows: At age 0, if you choose basic responsibility, the premium is 503 yuan a year; if you choose basic responsibility + special medicine, the premium is 388 yuan a year. At the age of 15, the premium was 196 yuan a year for basic responsibility, and 152 yuan a year for basic responsibility and special medicine. At the age of 20, the premium was 239 yuan a year if he chose basic responsibility, and 184 yuan a year if he chose basic responsibility + special medicine. At the age of 30, the premium was 298 yuan a year if he chose basic responsibility, and 226 yuan a year if he chose basic responsibility + special medicine. At the age of 50, if you choose basic responsibility, the premium is 1558 yuan a year. If you choose basic responsibility + special medicine, the premium is 1115 yuan a year. The cost of additional insurance for specific major illnesses was only about 20 yuan for most age groups, and the lowest cost was 13 yuan, which could get 100,000 yuan. The additional allowance was even cheaper. The minimum allowance was only 6 yuan, and he could enjoy a hospitalization allowance of 200 yuan per day. In addition, the insurance was guaranteed to be renewed for 20 years at an affordable and stable price.

Qilubao was an insurance product that benefited the people under the guidance of the Shandong Province Medical Protection Bureau and the Jinan City Medical Protection Bureau. As a supplementary medical insurance, it could reimburse part of the medical expenses paid by individuals within the scope of medical insurance and 15 kinds of self-funded new special drugs for the treatment of leukemia, liver cancer, breast cancer and other high-risk tumors and major diseases outside of medical insurance. According to the information provided, the advantages of Qilu insurance included low insurance threshold, low price, wide coverage, and the guidance of the provincial and municipal governments. Many large insurance companies underwrote it, so it was reliable and stable. However, whether or not to buy Qilubao still depended on one's personal situation and needs. If you have already purchased medical insurance or other medical insurance, you may not need to buy Qilu insurance. In addition, Qilubao might be a choice worth considering for high-risk occupations, sub-healthy people, or older people. The final decision should be based on the individual's medical needs, financial status, and insurance plans.

Qilu Evening News was a comprehensive daily newspaper in Shandong Province. It mainly published news, reviews, literature, art, and other information to readers in Shandong Province. The influence of its newspapers and magazines was mainly reflected in the following aspects: News: Qilu Evening News is one of the most important news sources in Shandong Province. It provides timely, objective and comprehensive coverage of domestic and foreign news events, which provides important support for readers to understand the local politics, economy, culture and other aspects. 2. Commentators of Qilu Evening News commented on various events with an objective and fair attitude, which played an important role in guiding readers to correct values and the direction of public opinion. 3. Literature and art: The literature and art reports of Qilu Evening News cover various literary forms such as novels, essays, poems, etc. It also plays a positive role in improving readers 'literary quality and aesthetic standards. Others: Qilu Evening News also covers information in various fields such as education, health, sports, etc. It provides readers with comprehensive life information.

The insurance link for the Golden Medical Protection One Million Medical Protection could be purchased on the Happy Health Protection Network platform, or by clicking on the relevant pictures.

Guardian Star was a comprehensive accident insurance product launched by China Life. This insurance focused on the protection function. The coverage included accidental death, accidental disability, and the option to increase the medical insurance coverage for sudden death and accidental injuries. The features of the Guardian Planet insurance included a wide range of accident coverage, which was not limited to accident scenarios, covering traffic accidents and life accidents. In addition, the Guardian Planet insurance had a high payment ratio. For the local basic medical insurance and public medical insurance, the deductible was 0 yuan, and the payment ratio was 100%. The specific premium and insurance period of the Guardian Planet insurance needed to be calculated and selected according to the individual's situation.