Chapter 5: Credit
Date 18 Mar 2321
Time 14:23
Location Sky Blossom city, Lion King National Bank, Counter no.7
"Yes sir, how may I help you?"
"I would like to update my account status."
"Sure sir, please hold your grimoire facing the scanner sir."
"Okay"
Summoning my Grimoire I hold it in front of the scanner.
I didn't notice it before but the QR code on the grimoire cover changed as I contracted with it.
The grimoire can quantify my DNA to produce my own permanent unique and standard QR code. This QR code is my legal universal Id, it is linked to all my accounts.
I noticed that the clerk was looking at me with amazed eyes. I get it, not every day does she get to see a 17-year-old silver Grimoire holder.
Even a 17-year-old Bronze Grimoire holder is rare, so my species is almost extinct. I don't mind her admiring me but now it's getting weird.
"Excuse me, Miss?"
"Ah! Sorry, sir. Your account status is updated."
"Okay, thank you."
"Sir!"
As I got up to leave the clerk called me, "yes anything else?" I asked.
"If you don't mind, can I have a few minutes of your time?"
"No problem" I sat back on the chair comfortably.
"Congrats on becoming a Card Apprentice sir."
"Thank you"
"Sir, I would like to introduce our latest credit plan for Young and Aspiring Card Apprentice, would you be interested sir?"
"Sure, why not?"
"Sir this scheme offers you a line of credit that can be used to make purchases of skill/item Cards Or Card materials and requiring that you pay back the loan amount in the future. When using this scheme, you will need to make at least the minimum payment every month by the due date on the balance."
"So you will loan me money to buy skill/item cards or card materials in advance, which I will have to pay later in minimum payment every month by the due date on the balance."
"Yes sir."
"Sounds good, where do I sign?" This scheme was like Credit cards back in my world, except here you use grimoire instead of the credit card.
"Okay, I will forward the relevant documents to your grimoire, after you sign it we are good to go."
"All done?" I said after signing the documents I received in my grimoire.
"Yes sir, thank you for your time."
"No, thank you, ma'am."
'All banks are the same in any world' I thought as I walked out of the Bank.
One of the reasons I updated my account status was because I had no money. I wasn't lying when I said I didn't have money to buy breakfast.
I was too proud to beg for a loan from the bank but it was another thing if they handed it out themselves.
Since Young Wyatt was going to commit suicide he did not bother to restock the fridge or the pantry nor did he have the money to do so.
"Damn it feels good to finally have some money to spend" I cursed out loud. It was taxing to walk to the bank since I did not have enough money to travel through public transport.
'Rumble'
My new body was famished as it didn't have food since yesterday evening.
'Rumble'
Without any further delay, I rushed into the nearest Buffet. I didn't mind if it was expensive here, I could not suppress my hunger anymore.
…
Date 18 Mar 2321
Time 16:35
Location Sky Blossom city, Adventure Guild Association, Adventure Guild Mall
After having a hearty lunch, I caught a taxi according to the taxi driver Adventure Guild Mall is the cheapest place to buy quality skill/item card or card materials.
Even though I was already a Card Apprentice I didn't have any worthy cards to back me. What kind of Card apprentice would I be with zero skill/item cards. So, I decided to buy some useful skill cards.
And I also need to find a stable source of income, no amount of money would be enough without a stable source of income.
All my old skills were considered useless in this world as this world was heavily dependent on cards and grimoire.
Some would say I should copyright songs, movies, novels etc from my world. I could barely remember how I died, much less remember songs, movie plots or novels that I watched ages ago.
Being an inventor I had many patents in my mind but they were useless as this world did not focus on electronics or industrialisation instead it had various cards for every little thing.
Walking into the card section of the mall, I found an empty couch and sat comfortably.
*Beep*
Soon my grimoire beeped, indicating that I received a notification. Opening the grimoire I checked the notification
[Welcome to Adventure Guild Mall]
[Please wait as one of our Sales executives reaches you. ]
[expected wait time: 45seconds]
Chapter 6: Skill/Item Cards
Date 18 Mar 2321
Time 16:37
Location Sky Blossom City, Adventure Guild Association, Adventure Guild Mall
[Welcome to Adventure Guild Mall]
[Please wait as one of our Sales executives reaches you. ]
[expected wait time: 45seconds]
Soon a bob-cut brunette dressed in office attire walked to me and said, "Welcome to Sky Blossom Adventure Guild Mall. How may I help you?"
I realized that I didn't know what I wanted to buy. I know I want to buy some skill/item cards but which ones to buy was the question.
I couldn't just ask her to show all the cards in the mall. I could, but my skin wasn't that thick enough, and I was on a low budget.
Seeing my dilemma, the sales lady said, "Sir, If I may, I would like to recommend you to our card apprentice beginner's catalog."
"That would be helpful."
Then the saleslady forwarded the card apprentice beginner's catalog to my grimoire.
[Card Apprentice Beginner's Catalog]
Interestingly enough, the first thing on the catalog was a Storage Item Card.
[Card Name: Storage Trunk
Card Type: Item Card
Card Rank: F-rank, common grade
Card Ratings: 6stars
Card Durability : [60/60]
Card effect: summon a heavy-duty military-grade 410 Liters Storage Trunk. Additional effect temperature control.
Note: cannot store living things]
Card Cost: $3,499
"$3500 for a storage trunk. Are you kidding me? Is it made of gold?!"
The bank loaned me $4000, of which I spent $130on the buffet, including the cab charges to get here. All I have left on me now is $3870.
$4000 is not much but based on young Wyatt's credit history bank wouldn't even consider giving me a penny If not for me contracting a silver grimoire.
Hearing my curse, the professional smile of the saleslady did not lessen. Instead, she nodded in an understanding manner and said, "Sir, the storage trunk comes with an additional effect of temperature control and is quite popular among new adventurers. As it can be used to store food, meat, drinks for a long time."
So, it's a fridge no more than a fridge as temperature control means it can switch between hot and cold.
No, that's not the point. The point is I can summon it whenever and wherever I want.
Just thinking about the endless possibilities of this Item card, I agreed with its price. If it were me, I would charge more.
Letting out a sigh, I started to look at other cards in the catalog,
Active Skill Card [Fire ball] - $14,999
Active Skill Card [Water ball] - $13,999
Active Skill Card [Mud ball] - $13,799
.
Active Skill Card [Wind blade] - $14,599
.
Passive Skill Card [Basic archery] - $12,999
Passive Skill Card [Basic shooting] - $19,999
Passive Skill Card [Basic Sprint] - $4,999
.
.
Passive Skill Card [Bear form] - $42,999
Passive Skill Card [Tiger form] - $39,999
Passive Skill Card [Snake form] - $32,999
.
Item Card [Bone club] - $6,799
Item Card [Bull hide vest] - $4,999
Item Card [Gale leather shoes] - $7,999
.
.
.
Item Card [Enchanted Wooden bow] - $172,999
Item Card [Enchanted Iron sword] - $177,999
…
Turns out the Storage Trunk card was the only card in the Catalog I could buy.
'Damn, just how poor am I?' I was frustrated seeing the numbers in front of me. These were just the cheapest beginner-level skill/item card, and I could not afford any one of them.
"Sir, anything to your liking?"
"Um! Why is the Storage trunk card cheap?"
" Sir, due to its low durability, Storage trunk card is cheaper compared to other cards. Rest assured, all the other cards in the catalog have 80 or above durability."
Card Durability ratings represent the life span and quality of a card, and low durability means low quality. No wonder it is so cheap compared to other cards.
Weapons or Skill cards cannot be of low durability because if the card loses its effect during a battle, it would be disastrous for the card apprentice and his party.
I really could not afford any of the cards in the Card Apprentice Beginner's Catalog.
"Are there any occupation-related skill cards?"
"Yes, sir. Fortunately, we do have one occupation-related skill card."
[Card Name: Masseuse's hand
Card Type: Skill Card
Card Rank: E rank, common grade
Card Ratings: 13stars
Card Durability : [87/87]
Card effect: user gains elite level masseuse technique. Additional effects are stimulation, circulation, relaxation]
Card cost: $293,000
'Wow!' With this card, any moron could gain the ability of a professional masseuse, especially with the three additional effects, but it ain't cheap either.
Occupation-related skill cards are scarce. They usually get snatched as soon as they appear in the market because such a card would mean a stable source of income for a small family.
I wasn't considering buying this card; I just asked out of curiosity. Since I can't afford any cards, then I can only create my cards.
Gifts
-- Gift
received Weekly Power Status
200+ Power
Ranking 
117 Power
stone 
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