Common HOA horror stories often involve landscaping rules. HOAs can be very picky about what plants you can have in your yard. Some demand that all front yards have a certain type of grass, which can be difficult to maintain in some climates. There are also issues with parking enforcement. I know of an HOA that towed a homeowner's car from their own driveway because they thought it was an 'eyesore'. And communication problems are a big one too. HOAs sometimes don't communicate well with homeowners about upcoming changes or events, leaving homeowners feeling blindsided.
One common HOA horror story is strict and seemingly arbitrary rules. For example, some HOAs have rules about the color you can paint your house that are very limited. Homeowners might be forced to use a particular shade that they don't like. Another is overzealous enforcement. I heard of an HOA fining a homeowner for having a small flower pot on the porch that they deemed 'untidy' when it was actually a nice addition to the home's appearance. Also, there are issues with high fees for little in return. Some HOAs charge a lot but don't maintain the common areas well.
A common one is overzealous enforcement of landscaping rules. For example, if your grass is a little too long during a busy week when you couldn't mow, the HOA might fine you without any leniency. Another is restrictions on home improvements. Even a small addition like a new porch railing that doesn't match the 'approved style' can lead to a big headache.
Well, in many neighbor horror stories, there's the issue of theft. Some neighbors might steal packages from your front porch or even take things from your yard like plants or small garden ornaments. There are also those neighbors who are just plain rude. They might shout at you for no reason or make mean comments when you pass by. And a particularly annoying type of neighbor is the one who always borrows things but never returns them. You lend them a tool or some cooking ingredient, and it's like it disappeared into thin air.
One common Craigslist horror story is about scams. For example, people might post fake job listings. They ask for personal information like your bank details under the pretense of setting up direct deposit for your 'new job'. Then they steal your money. Another is when it comes to buying or selling items. Some sellers might claim an item is in perfect condition but when you meet up, it's broken or not as described. And there are cases where buyers show up with counterfeit money.
One common theme is over - regulation. For example, restrictions on home improvements like changing the color of the roof or adding a small porch. Another theme is financial pressure. HOAs can levy large fines for minor infractions, which can put homeowners in a difficult financial situation. And also lack of communication, where HOAs make decisions without proper consultation with the homeowners.
One hoa horror story could be about a family who wanted to paint their front door a different color. The HOA said it violated the 'uniform aesthetic' rule and fined them constantly. They even threatened legal action if the door wasn't repainted to the original color.
The long and exhausting hours are also a big part of their horror stories. Models can be on set for 12 - 15 hours or more. They have to keep their energy up, look good, and perform well throughout this time. It's really draining both physically and mentally. For instance, a model might have to do multiple shoots in a day with little time to rest in between.
One hoa horror story could be about a family who wanted to paint their front door a different color. The HOA strictly prohibited it, threatening huge fines. They said it didn't match the 'uniform aesthetic' of the neighborhood. The family felt their freedom was being restricted and they were constantly harassed by the HOA over this small matter.
One 'no hoa horror story' could be about a neighbor constantly having loud parties late at night with no regulations to stop them. Since there's no HOA, there's no one to enforce noise restrictions, and it becomes a nightmare for those trying to sleep or have a peaceful home environment.
Homeowners can protect themselves by thoroughly reading the HOA rules before buying a property. Know exactly what you're getting into. Also, get involved in the HOA board or at least attend meetings regularly. This way you can have a say in decisions and stay informed. Another way is to keep records of all interactions with the HOA, like emails and letters. If there's a dispute, you have evidence.
A common theme is the HOA's lack of flexibility. For example, in a Colorado HOA, an elderly homeowner who had mobility issues wanted to install a small ramp for her wheelchair. The HOA initially refused because it didn't fit their 'aesthetic' rules. It took a lot of fighting and legal threats for her to be able to get the ramp installed. This shows how the HOA's rigidity can cause real problems for residents.