Another possibility is that she gets hurt by human pollution in the ocean. She could swim into a mass of plastic waste and get cut by sharp pieces of plastic or get tangled in fishing lines and struggle until she is bruised and scratched.
Rikki might get hurt during a storm at sea. The strong winds and waves could throw her against the rocks or debris in the water. For example, a large piece of driftwood could hit her and cause an injury.
Rikki was swimming near Mako Island when suddenly a strong current caught her. She struggled against it, but as she was pushed into some sharp rocks, she got hurt. Her friends, Cleo and Emma, quickly swam to her. They helped her back to shore. Rikki's leg was bleeding and she was in pain. They used their powers to heal her a little bit, but they knew they had to get her to a doctor. So they called an ambulance and waited nervously for it to arrive.
One possible scenario could be that Ally trips and falls during a performance. Maybe she misses a step on the stage while singing and lands awkwardly, hurting her ankle. This would cause chaos during the show as Austin and the others rush to her aid.
One possible scenario could be Meredith getting hurt during a surgical procedure. Maybe there's a complication, like a sudden bleed or an equipment malfunction. Another could be she gets into an accident outside the hospital, like a car crash on her way home. And it could also be that she gets hurt in an act of self - sacrifice to save a patient or a colleague.
Perhaps in the 'lydia gets hurt fanfiction', Lydia is hurt while exploring a dangerous and unknown place. She could step on a hidden trap, like a spike pit or a poisoned dart trap, which causes her physical harm and then she has to struggle to survive and find help in that hostile environment.
In 'bella gets hurt fanfiction', one possible scenario could be that Bella gets physically injured during a fight with a supernatural being, like a vampire. Another could be she gets hurt accidentally while exploring a dangerous place.
In some 'goku gets hurt fanfiction', he might get hurt while protecting his friends or family. For example, he could take a fatal blow meant for someone else. This would not only physically harm him but also add an emotional aspect to the story as his loved ones would be worried and try to save him.
One possible scenario could be Ben getting hurt during a battle with a powerful alien. Maybe he underestimates the enemy's strength and gets seriously injured. Another could be that he gets hurt while trying to protect someone, like his grandpa or Gwen. It could also be due to some malfunction of his Omnitrix.
In 'ginny gets hurt fanfiction', it could be that Ginny is poisoned. Maybe she drinks something that was meant for someone else, or she eats a poisonous plant by mistake while on a Herbology adventure. Another idea is that she gets hurt during a magical accident in the Potions classroom. The cauldron could explode or the potion could have an unexpected and harmful reaction on her.
In the fanfiction, it could be that he gets into a fight with someone who doesn't like him and gets punched in the face, leaving him with a black eye and a swollen lip.
In some fanfictions, Clary might get hurt because of a betrayal within the Shadowhunter community. For example, someone she trusts might lead her into a trap where she gets injured. It could be a complex plot where the betrayer has their own motives, like jealousy or a desire for power. This would not only physically harm Clary but also emotionally shatter her trust in those around her.