You should firmly say no. It's your body and you have the right to decide what you wear. If they keep pushing, distance yourself from them.
First, make it clear that this is unacceptable behavior. If they don't stop, seek help from someone you trust, like a family member or a close friend. You can also consider reporting it if it's a serious case of harassment.
There is no connection between being forced to wear panties and being gay. Gay refers to a person's sexual orientation towards the same sex in terms of attraction. Wearing a certain type of clothing against your will has nothing to do with that. It could be a form of bullying or some strange situation that has nothing to do with your true self.
One possible story could be that mom makes me wear panties because she thinks they are more hygienic. For example, when I'm going for a long day out, she insists that panties made of breathable fabric can keep me comfortable and clean.
No, it is not appropriate at all. Wearing someone else's undergarments is a very personal and inappropriate act, not to mention wearing it to a public place like a pool. It violates basic hygiene and privacy norms.
Another reason might be related to protection. Panties can act as a sort of shield. For instance, if I'm playing around and might accidentally sit on a rough or dirty surface, panties can provide some protection. Mom is always thinking about my well - being in this way.
Tell her you need some time to think about it. This gives you space to process your own feelings and also shows her that you're taking her request seriously.
It could potentially be part of some very dark and inappropriate power - play in certain extreme and unethical fictional stories. However, this is not acceptable behavior in real life.
This could be a story about a wife who has a very liberated and carefree attitude. Maybe she feels more comfortable without panties. For example, she might be an artist who is always in search of a sense of freedom in every aspect of her life, and not wearing panties is just one way she expresses that. It could also be that she has a very private reason, like a skin condition that makes it more comfortable for her not to wear them.
The idea is wrong as it implies improper and vulgar situations. It goes against the values of respect, privacy and decency in society. In a civilized world, we should promote positive and respectful concepts about family members.
You can politely interrupt and change the topic. For example, say something like 'That's interesting, but I just remembered something really cool I wanted to share...' and then start a new topic.
If someone is 'ghosting but watching stories', you could try reaching out one more time in a non - pushy way. For example, send a simple text saying you noticed they've been watching your stories and you hope they're okay. If they don't respond, it might be best to move on and focus on people who are more present in your life.