章節 66: Chapter 56: Attorney Zhang, isn’t this the running account you told me to record?

Many people wonder if it's forbidden to charge interest when lending money to friends.

Of course you can, that's called private lending, but professional lending requires repetitiveness, regularity, and profitability, commonly speaking it involves making money from the lending itself.

Such business needs qualifications, even those online small loan companies actually require qualifications; without them, your contracts are void.

As for whether professional lending constitutes a crime, that depends on the circumstances. In 2019, the Supreme People's Court and the Supreme People's Procuratorate, along with the Ministry of Public Security and the Ministry of Justice, issued the "Opinions on Handling Criminal Cases of Illegal Lending".

Only when the circumstances are serious does it constitute a crime.

Old Tang certainly wasn't a god; when he first looked at these bank statements, he noticed that the transactions with unknown accounts were unusually frequent.