章節 31: Moral of the Old Man 3
Hey, Dara, why do you scientists always talk about something instead of working.
Here, take novels about farms, they just find some system there ... and they have recipes, tips on how to become rich, or their grown vegetables have wonderful properties, or they use the skills to grow vegetables from the 34th century ... and you?
Just do the store, you help the peasants, you buy factories, you produce goods. You ride between the capital, the farm and the village, talk about politics, economics, philosophy, science, history. Where tell me are you a farmer? No such farmers? They work on the field day and night, night and day! They sell their crops for pennies and work again, pay loans, end up in bondage ... become bankrupt ... some commit suicide ...
Well, what about me? I am a modern man! I think, stupidly I don't keep money in one place. I keep eggs in different baskets. If you engage in agriculture, then in modern times. Dot farming. Micro and macro fertilizers. Compilation of soil and geochemical maps of the area. Application of the necessary fertilizers. Remote methods of farm management. Your farm shop to sell products for big money. Crop insurance, farm insurance against crop failure, farm insurance against pests. The study of bankruptcy proceedings. Conditions for obtaining loans. We need our own specialists in the field of marketing, logistics, finance, legal services. This is the modern world, and not 20 with extensive farming, it is not the 19th century.
And your farmer is wild, illiterate, taking loans, growing ordinary vegetables, renting them at low purchase prices, buying diseased seeds, simply putting fertilizer and pesticides over the hole. What do we have as a result? Pesticide poisoned vegetables! Sick buyers!
Farmers who can not give credit on time. They come to the collectors from the bank ... a shame, a headache. It should immediately go bankrupt. To create a limited liability company, then the money will not be taken away, but only the authorized capital. You need to insure your farm, the amount of insurance covers from 60 to 80 percent of the losses! The use of modern methods allows to improve the quality of products, the purchase of certified, expensive seeds, to avoid losses from seed infection by pests.
Modern automated agricultural management processes, with an expert system of ready-made decision-making, allow to avoid many problems. Increases productivity, increases profits. Why grow tomatoes, potatoes, which cost per 1 kg of the purchase price of 8 cents! When you can grow artichokes and sell them directly to a restaurant, for the price of 1 kg at 25 dollars!
An ordinary farmer receives 40 tons of potatoes from his plot of 2 hectares. If he succeeds in immediately selling it at 8 cents, he will receive 32,000 dollars. But he has to rent a couple of trucks for 6-9 tons that can transport cargo to the market. Rent 3 hours costs $ 20 without a driver and with a driver already $ 50. Plus gasoline somewhere in the day 200 liters, which is equal to about 180 dollars. Plus rental warehouse space. Q1 meter per day for $ 2, renting a place for sale from a truck in the bazaar - $ 100 for 5 hours. Plus the cost of fuel, fertilizers, seeds, electricity, pesticides,
repairs, interest on the loan ... for the harvest, the total profit is not more than 6500 - 8000 dollars if you are lucky.
And if not? Is that suicide? Debts? Some farmers in the first year, giving the bank a loan of 76 percent and having still unpaid debt of 24 percent, manage to take new loans for $ 50,000. At the same time they do not insure their farm ... they buy cheap seeds ... they do not check the soil, they do not carry out agrotechnical measures to clean the soil from pests ... and they burn through. Their crop is eaten by pests, and as a result, their debts doubled ...
And why do I need such agriculture?
I have only 40 acres, and I have already agreed with restaurants and cafes to buy special organic products. They are initially expensive, +50 percent of the premium price.
Now we began to grow the national currency. Investments have flowed. Credits. Began to revive the industry. Therefore, the prices of products have increased, even compared to the ones I planned in the business plan, just a couple of days ago. Prices rose for organic products that are unusual for our region.
And the prices for the usual potatoes went down.
Why do you ask me, Baraz?
I will answer you:
They were allowed to import potatoes from Eastern Europe ... prices went straight from the locals, instead of 8 cents already 5! Regular farmers will have to revise everything, cut their budget.
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