章節 414: Chapter 414: Bank Expansion
"Alright! I agree!"
Shen Bi sighed and reluctantly took the resignation letter, glancing at it before signing his name.
After signing, Shen Bi asked Liu Tianci, "Before you leave, make sure to hand over your work properly."
"Chairman, the work has already been fully handed over. I've briefed Zhang Kun on all the matters."
Liu Tianci immediately responded.
Hearing this, Shen Bi looked up at Liu Tianci, shook his head with a smile, and said nothing more, feeling a bit unsettled inside.
Since Liu Tianci had handed over his work to his deputy Zhang Kun, it was clear he had been planning this for a long time.
However, since Shen Bi had agreed to his resignation, he chose not to say more. It was better to part on good terms and not damage their relationship.
"That's good!"
"Wish you a bright future! Come back and visit us often!"
Shen Bi smiled and offered his best wishes.
"Thank you, Chairman! I will definitely not forget!"
Liu Tianci stood up, bowed deeply to Shen Bi, and then left with a sense of relief.
As Liu Tianci closed the door behind him, Shen Bi no longer concealed his complex emotions. His expression grew troubled, but he was not angry.
At his age, having seen many ups and downs, it was not surprising for ambitious people to move upwards. Liu Tianci did not owe HSBC anything.
Although HSBC had nurtured him and provided a platform for his talents, he had also earned significant profits for HSBC over the years.
What troubled Shen Bi was that Summer Yu had indeed ventured into banking.
When Summer Yu had moved from the securities industry to aggressively acquire Yihe Insurance Consulting Group, Shen Bi had had a premonition, and now his suspicion had proven true.
With Summer Yu entering the banking sector, it meant that Hong Kong's banking industry would have a new and powerful player, which would inevitably affect HSBC.
Most notably, if everything went as expected, funds from Summer Yu's companies would likely flow through Guang'an Bank, reducing HSBC's profits.
Shen Bi could not really complain. There were many banks in Hong Kong, and many big players did similar things, even if they didn't establish their own banks, they would invest in existing ones.
"Well, Summer Yu's bank will need many years to develop. By then, I might even be retired. This issue will be for future successors to handle."
"Many things Guang'an Bank cannot handle will still need to come to HSBC, just like this collaboration."
"However, since Summer Yu poached my employee without a word, I must ask him for an explanation."
Thinking of this, Shen Bi picked up the phone and dialed Summer Yu's office at Jiuding Securities. The call was quickly answered by Summer Yu.
Shen Bi greeted with a smile, "Good morning, Mr. Xia!"
"You're being unreasonable, poaching people right under my nose. You've got sharp eyes, picking out our best talents. We've suffered a big loss..."
"Sorry, Shen. The elites in Hong Kong are all at HSBC. I tried finding people elsewhere but couldn't, so I had no choice but to recruit my old friend Liu Tianci..."
"..."
"Alright, Mr. Xia. Liu Tianci is a very talented individual. I hope you'll nurture him well."
"By the way, there's been progress with your request. The Keswick family has agreed to the company swap and split. Coordination is underway, and it should be completed in a few days..."
After hanging up, Shen Bi pondered for a moment, then smiled and resumed his work.
Asking Summer Yu for an explanation was just a formality; he had no intention of really clashing with Summer Yu.
...
Back at Jiuding Securities, Summer Yu hung up the phone with a smile, clearly in good spirits.
With progress on three preferred companies and Liu Tianci's resignation finalized, his bank was finally about to be unveiled!
Checking his watch, Summer Yu muttered, "Considering the travel time, Liu Tianci should arrive in about ten minutes."
Sure enough, just five minutes later, Liu Tianci arrived at Summer Yu's office.
Looking at the energetic Liu Tianci, Summer Yu smiled and invited him to sit down. He went to the tea table himself, made tea without any pretense, and Liu Tianci was stopped from helping.
Although Liu Tianci was now Summer Yu's subordinate, Summer Yu had not forgotten his roots. If not for Liu Tianci's repeated help during his early days, he wouldn't be where he was now.
So, long ago, Summer Yu had told Liu Tianci they could be friends, but Liu Tianci, despite agreeing verbally, had adhered to hierarchy.
Summer Yu didn't criticize him but privately encouraged Liu Tianci to relax and be natural.
"Here, have some tea!"
"Thank you!"
After tasting the tea, Summer Yu casually asked, "Did Shen Bi make things difficult for you?"
"No, he knew I was working for you and signed off willingly."
Liu Tianci replied with a slight smile.
Summer Yu nodded slightly, not mentioning the call Shen Bi made but instead said, "Now that you're here, it's time for Guang'an Bank to make its debut."
"By the way, have you completed the development plan?"
Summer Yu inquired.
"Yes, it's ready!"
Liu Tianci said, pulling out the prepared materials from his briefcase and handing them to Summer Yu.
Summer Yu put down his teacup and began to carefully review the plan, pausing occasionally to think.
Liu Tianci quietly observed Summer Yu's changing expressions, confident in the plan he had meticulously prepared and refined.
He was confident that it was as perfect as it could be and was prepared to accept any minor issues that might arise.
After a long time, Summer Yu closed the plan with satisfaction and said, "Good, this plan is very comprehensive. It seems handing Guang'an Bank over to you was the right choice!"
Liu Tianci beamed with pride.
"The operational plan will follow your draft, but adjust the deposit interest rates upwards to be the highest in Hong Kong. Maximize deposit attraction!"
Summer Yu thought for a moment and made the suggestion.
Would the interest paid to depositors be higher than the interest rates he charges for loans at HSBC?
Absolutely not!
Guang'an Bank is his. After attracting deposits, the funds will be lent out, and lending to other companies cannot be as secure as lending to his own enterprises.
Even if following normal lending rates, money flowing into Guang'an Bank from other companies will still end up in his pocket.
So, after the bank opens, it must maximize deposit attraction. The more deposits, the more he earns!
Liu Tianci nodded, "Understood!"
"After you take over the bank, immediately start reclaiming bad loans and work on the bank's restructuring. Guang'an Bank will be renamed Jiuding Bank, and the logo has already been given to you."
"Currently, the bank has five branches: in Hong Kong, Kowloon, New Territories, Macau, and Singapore. It's still too few."
"Initially, expand to twice as many branches. Each region should have two branches. Choose the new branch locations carefully, avoiding proximity to existing branches. If there aren't enough employees, recruit more, and you'll be responsible for hiring."
"The Kowloon Warehouse Group has a twelve-story building on Queen's Road Central in Hong Kong, close to HSBC's headquarters. Although not as grand as HSBC or Standard Chartered's headquarters, it can serve as an interim location. I've arranged for the lease to end and the building to be refurbished. You can check it out and decorate it according to your plans."
"Existing and new branches also need decoration. I've instructed the Kowloon Warehouse Group's construction department, and they'll contact you when the time comes."
"Alright, that's it for now. Do you have any other ideas?"
After speaking, Summer Yu, feeling a bit parched, took a sip of tea and asked Liu Tianci.
Liu Tianci thought carefully, shook his head, "None."
Summer Yu nodded, thought for a moment, and added, "During this period, I'll be integrating all the companies under my banner. By then, Jiuding Securities, Yihe Insurance, and Jiuding Bank will all be subsidiaries of the financial group. Jiuding Bank needs to open before the integration, so time is tight. You need to speed up."
"Understood!"
Liu Tianci immediately replied with a smile.
With Summer Yu's financial sector integrated, it would greatly enhance cohesion, and Jiuding Bank's opening would benefit significantly. The key was to prepare well and ensure smooth cooperation with the other two companies.
Liu Tianci finished his tea, stood up, and bid farewell to Summer Yu, "Boss, I'll head out now if there's nothing else."
"Go ahead. If you have any issues, let me know. We can solve them."
"Alright!"
Watching Liu Tianci leave decisively, Summer Yu smiled, deep in thought.
每周推薦票狀態
-- 推薦票
榜單 
-- 推薦票