Inside the grand marble hall of Gringotts, Luna and Xeno were led to a private, richly appointed office by a goblin with a sharp suit and a no-nonsense demeanor. His nameplate read "Gorvin Blooddagger."
"Mr. Blooddagger, this is my daughter, Luna Lovegood," Xeno introduced, his voice calm but authoritative. "We need to discuss her inheritance and confirm her bloodline claims."
Blooddagger's eyes took in Luna with a mix of curiosity and professional assessment. "Welcome, Miss Lovegood. How can Gringotts assist you today?"
Xeno took a deep breath. "We wish to request bloodline inheritance testing for Luna. We want to confirm her status as the heiress to both the Lovegood and Ravenclaw bloodlines."
Blooddagger nodded. "Understood. We will begin with the bloodline testing. This will be performed using a specialized parchment that reacts to the blood of the person in question."
He gestured to a small, ornate box from which he extracted a fresh, white parchment and a delicate vial. "Please place a drop of your blood on this parchment, Miss Lovegood."
Luna, her heart racing slightly, carefully pricked her finger and let a single drop fall onto the parchment. Almost immediately, the parchment shimmered and text began to appear, detailing her lineage.
Blooddagger examined the parchment closely, then began to read aloud. "The bloodline tests confirm that Luna Lovegood is indeed the heiress to the Lovegood family and the Ravenclaw lineage. Here are the details of her inheritance and assets:
**Lovegood Inheritance:**
- **Main Vault**: 10,000,000 galleons, 3,451 sickles, and 21 knuts.
- **Trust Vault**: An annual trust value of 1,000 galleons.
- **Quibbler Holdings**: 100% ownership of The Quibbler, ensuring its continued operation and financial stability.
**Ravenclaw Inheritance:**
- **Main Vault**: 1,000 times the Lovegood vault's amount: 10,000,000,000 galleons, 345,000 sickles, and 2,100 knuts.
- **Investment Vault**: 45 times the Lovegood vault's amount: 450,000,000,000 galleons, 15,500,000 sickles, and 94,500 knuts. Investments include:
- **WizCo Innovations**: 20% share
- **Mystic Magic Supplies**: 15% share
- **Enchanted Realms Ltd.**: 10% share
- **Arcane Arts**: 25% share
- **Nimbus Racing Broom Company**: 12% share
- **Canon Quidditch Supplies**: 18% share
- **Flourish and Blotts**: 8% share
- **Ollivanders Wand Shop**: 10% share
- **The Apothecary**: 5% share
- **Gobstones Ltd.**: 7% share
- **Chocolate Frog Company**: 6% share
- **Bertie Bott's Every Flavor Beans**: 9% share
The Ravenclaw vault also holds rental income from properties associated with Hogwarts and Hogsmeade. Gringotts manages these investments with a two percent profit margin.
- **Library Vault**: A collection of rare and valuable magical books and manuscripts.
- **Trust Vault**: Contains 10,000 galleons, with an annual topping of 10,000 galleons and an initial deposit of 50,000 galleons.
Upon turning fifteen, Luna will receive the heir's rings, marking her official status as Lady of Ravenclaw. These rings will be imbued with magical properties that affirm her authority and lineage."
Luna stared at the parchment, her mind reeling from the weight of the information. The prospect of inheriting such immense responsibilities and assets was both thrilling and overwhelming. She felt a surge of pride mingled with anxiety as she imagined managing these legacies. The array of investments—from broom companies and Quidditch suppliers to chocolate and wand shops—spoke of a vast network of influence and opportunity.
Xeno took the parchment from Blooddagger, his face a blend of satisfaction and relief. "Thank you, Mr. Blooddagger. We'll review these details and proceed accordingly."
Blooddagger nodded. "Gringotts will keep you informed about any further developments. Should you need additional assistance or have questions, don't hesitate to reach out."
As Luna and Xeno prepared to leave, Xeno turned to Luna. "You can visit the vaults if you wish, Luna. I'll be waiting for you here."
Luna nodded and headed towards the Library Vault. Upon arrival, she approached a goblin clerk at the vault entrance.
"I would like to request copies of all the books in the Library Vault," Luna said.
The clerk's eyes widened slightly but quickly regained his composure. "That is a substantial request. The cost for copying each book is 10 sickles. There are approximately 300,000 books in this library."
Luna's eyes widened. "That's a lot of books! How long will it take?"
The clerk checked his records. "We can have the copies ready for you in five days. The total cost for copying will be 3,000,000 sickles, which is equivalent to 30,000 galleons. This amount will be taken from your Ravenclaw Main Vault as it supports knowledge and academic endeavors."
Luna agreed and made the payment. She also decided to pocket 40,000 galleons from her trust vault into her storage space for personal use.
As she left the vault, Luna felt a deep sense of responsibility and anticipation. The enormity of her new role and the vast resources at her disposal were both awe-inspiring and daunting. The conversion rate between galleons, sickles, and knuts was 1 galleon = 17 sickles = 493 knuts, which made the amounts even more impressive.