Elmer did not know what to say for a moment.
William thought for a moment and said, "This logic is very easy to explain. For example, if someone owes you money and doesn't return it, you tell them that they can repay you in installments, but they don't agree. Then you say that they can save up the money before returning it, and they still don't agree. They even cry about how difficult it's been for them, but it hasn't been easy for you either, who was kind enough to lend them money. In the end, you have no choice but to call the police and arrest them."
Whether your next life was good or bad depended on what karma you had accumulated in your previous life. You couldn't just look at the outcome in front of you.
Amelia immediately understood. So that was how it was! It was wrong to not return the money you owed!
Amelia looked at the family of malicious ghosts who were still complaining and chattering. She said loudly, "Return the money!"