章 60: You Can Pay On Credit (Arc 2)
In the original timeline, the Taoist Monk who came to the Yin family was a real monk, not a scammer.
This meant that the monk was able to see that Yin Longshen was actually a gifted and successful person (since he was the protagonist).
The monk also saw that Zhao Baozhai and Yin Yongrui would have a end terribly and suffer because of their selfish ways.
...And since he was a good monk, he didn't want to lie to the people who employed him. This monk truthfully told Zhao Baozhai and the Yin family what he knew.
At that time, he said something along the lines of... "Yin Longshen has the aptitude of a dragon and will soar above all men..."
Whereas, "If Yin Yongrui remains unchecked... he will develop an arrogant personality and end up in the streets..."
Of course, Zhao Baozhai was furious when she heard his words. She called the poor monk a liar and a con-man, and dismissed his words as mere nonsense.
That was what Zhao Baozhai said out loud, but deep down in her heart, both she and Yin Qiushan were superstitious people who tended to believe in fate and whatnot.
This was one of the reasons Zhao Baozhai finally ordered the butler to push Yin Longshen down the stairs... Zhao Baozhai was secretly afraid that the monk's words were true.
When Yin Longshen turned into a cripple, Zhao Baozhai felt she was safe. There was no way a cripple could become a powerful person... That was what she thought.
Now, Feng Yongrui wanted to use this Taoist Monk as a way to stay close to the protagonist... Since Zhao Baozhai and Yin Qiushan were superstitious, wouldn't they believe anything a monk says?
Feng Yongrui wanted to use this to his advantage!
So, Feng Yongrui secretly swapped places with his doppelganger and flew away in his ghost form. He entered Yin Qiushan's study and found the address of the Taoist monk.
Hmm... If only he could replace the Taoist Monk... If he replaced the Taoist Monk, wouldn't he be able to convince Zhao Baozhai?
Feng Yongrui scrolled through the System Mall for a long time, but he did not find a way to impersonate the Taoist Monk.
Feng Yongrui's initial idea was this: knock out the real Taoist Monk, and then dress himself (Feng Yongrui) up as that monk and go to the Yin mansion.
The problem was, Feng Yongrui couldn't find a suitable item or skill that would allow him to have an adult's body, and Feng Yongrui was worried that the Taoist Monk would find out about what he did.
If the Taoist Monk knew that someone had impersonated him and spouted nonsense, this monk would definitely go to the Yin family and tell them truthfully what had happened.
And if this happened, well, wouldn't Feng Yongrui's actions be useless?
So, after thinking for a while, Feng Yongrui decided it was better to become another monk.
Instead of impersonating an existing Taoist Monk, he would become another (new) monk. What he needed after that was the hard part: fame.
The Yin family wanted a Taoist monk to visit them because they wanted the monk to check on their fortune and bless them.
However, as they were from the affluent Yin family, of course they wanted a good, respected and famous monk to visit them.
If Feng Yongrui wanted the Yin family to invite him to their mansion, he would have to be famous...
"Argh, but the first problem remains... How do I get an adult body and pretend to be a 'monk'?" Feng Yongrui grumbled.
"Host~" he heard the System's voice. Feng Yongrui had a bad feeling
"Host~ You still have 4 lucky draws~ Would you like to use them? Who knows, you might get 'something you really need'~~"
Feng Yongrui rolled his eyes. The probability of getting 'something you really need' is only 5%! He would most likely get something useless again!
"Urgh... I don't want to risk it..." Feng Yongrui said.
Deep down in his heart, he did want to try the lucky draw, but Feng Yongrui knew that with the System's temperament, he would probably get nothing good.
Feng Yongrui heaved a long, deep sigh and turned his attention to the Rewards Section. There had to be something worthwhile here, right?
Feng Yongrui kept scrolling, scrolling, scrolling..
Wait! What was that?
Under the "skills" section, Feng Yongrui saw a skill labeled "Shapeshifting". Maybe this could help him?
Feng Yongrui clicked on the icon and read the description. This "Shapeshifting" skill would allow him to change into anything he wanted.
Since this was a skill from the Rewards Section, this skill was divided into 4 levels (amateur, intermediate, professional, and godly level).
If he learned the amateur level skill, he could turn into small animals, a few plants, and small objects.
If he learned the intermediate level skill, he could turn into bigger animals, more plants, and a human form. However, he could only shapeshift into a human form for a certain amount of time.
If he learned the professional level skill, he could turn into most animals, almost all plants, objects, and humans. He would be able to change and create the human's face to his own liking, and there was no time limit.
As for the godly level skill, he could turn into anything and anyone, and there were no restrictions. He could even turn into the sun if he wanted to!
Of course, the price for the godly level skill was... exorbitant...
Feng Yongrui was interested with the professional level skill. What he wanted to do was turn into an adult form, and it would be beneficial if he could change his face too.
If he only learned the intermediate level skill, he could change into a human form, but there was a time limit...
The biggest problem here was, of course, the price.
Poverty... this is so painful ah!
Currently, Feng Yongrui had 101,123 points. This was the amount of points he had accumulated after continuously doing all his ridiculous Daily Missions.
For example, there was that one time the Daily Mission was 'hold a toy car and rock it to sleep as if it was a baby'...
Feng Yongrui was thoroughly embarrassed, but he endured because he knew he needed more points. That day, the nanny was stupefied to find him singing a lullaby to the toy car...
Thankfully, she didn't say anything.
"The things I do for money..." Feng Yongrui muttered.
Anyway, the price for the amateur level skill was 50,000 points. The price for the intermediate level skill was 100,000 points...
As for the professional level skill, he needed 150,000 points...
"Argh! Why don't I have that many points?!" Feng Yongrui cried angrily.
This was so infuriating!
"Host, please stop complaining," the System said. "The normal price of this 'Shapeshifting' skill is way more than this. I've given you a discount because I'm very generous."
Feng Yongrui pursed his lips sadly. He knew that the System was probably speaking the truth. When he checked the other skills, their starting price (for the amateur level) was usually 400,000 points or so.
In comparison, this particular "Shapeshifting" skill could be considered quite cheap.
In reality, though, the System's words were only half true. It was true that the "Shapeshifting" skill had been given a discount, but the one who gave the discount wasn't the System.
It was the higher-ups who decided that they had to compensate Feng Yongrui, since he was transferred to the wrong person in this world.
If the System had its way, how could the stingy System give Feng Yongrui a discount?
Feng Yongrui was lucky this time, because the higher-ups felt sorry for him.
"...But even with a discount, I still can't afford it, okay?" Feng Yongrui said sadly.
"Ding~ You have unlocked the credit function~" the System suddenly said cheerfully.
Feng Yongrui's eyebrows twisted into a frown. "So... I can pay this on credit? How much interest should I pay?"
"How about a 50% interest rate?" the System asked.
Feng Yongrui sucked in a breath of cold air.
"That's not interest, System," Feng Yongrui said angrily.
"What do you mean?" the System was confused.
"That's called robbery," Feng Yongrui said, deadpan.
System: "..."
"Fine, fine, I was just joking~ I'll give you a... 10% interest rate..."
"...Fine," Feng Yongrui agreed. It was already a miracle that the System did not charge him more than 20% interest rate.
Feng Yongrui and the System finally came to an agreement. Feng Yongrui would buy the professional level skill (150,000 points).
He would pay 100,000 points from his own profile, and he would borrow the 50,000 points from the System with a 10% interest.
Feng Yongrui did the math. 10% of 50,000 was 5,000. So in total he had to pay back 55,000 points...
If Feng Yongrui did one Daily Mission every day, he would earn 5 points every day... 55,000 divide by 5 is... 11,000.
...He needed 11,000 days to pay back his debt.
Feng Yongrui: QAQ
Feng Yongrui sighed for the nth time and bought the skill with a heavy heart. Now, when he checked his profile, he only had 1,123 points.
"I'm so poor..." Feng Yongrui said sadly.
"Oh, and you're in debt too~" the System reminded him cheerfully.
Feng Yongrui: (〒﹏〒)
***
Feng Yongrui: Should I impersonate the Taoist Monk...?
A certain monk: *sneezes*
***
Do you think Feng Yongrui's choice (of paying on credit) was a wise one?
Comment below~
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Daoist5hO6Jh
Daoist5hO6Jh Feng Yongrui is currently in debt, so if you feel sorry for him, please give him a vote or a like~
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