Rizwan19

"The saddest songs are the ones only the heart can hear." Don't Mind the Lyrics is a poetry collection for the brokenhearted, the dreamers, and the ones who love in silence. Each verse is a melody of late-night thoughts, whispered regrets, and the ache of unspoken words. From the sorrow of one-sided love to the weight of loneliness, these poems capture the raw emotions that linger long after the world has fallen asleep. If you've ever found yourself lost in the lyrics of a song that wasn’t meant for you, this book is your anthem.

Movie & K-Drama Chronicles is a heartfelt and insightful collection of reviews that delves into the world of cinema and K-dramas. From timeless classics to the latest releases, each review explores the stories, characters, and themes that make these films and shows unforgettable. With a special focus on emotional depth, romance, and the power of storytelling, this book offers readers a thoughtful reflection on their favorite movies and series. Whether you’re a movie buff or a K-drama enthusiast, Movie & K-Drama Chronicles invites you on a journey through love, loss, and everything in between.

"To love is not just to find someone who completes you, but to embrace them even in their differences." In My Lady in Green, a shy young boy transfers to a new school, struggling to navigate the unfamiliar world around him. But amidst the icy grip of winter, warmth finds him in the form of an energetic, free-spirited girl who turns his quiet world upside down. As their bond deepens, love begins to bloom like the first signs of spring. Yet, love is not always simple—clashing personalities and unspoken fears threaten to pull them apart. Can they learn that true love is not about changing for each other, but accepting each other as they are? Or will their differences become the winter that freezes their hearts?

The journey from youth to adulthood is filled with fleeting moments, lasting memories, and the people who shape us along the way. Some encounters fade, while others leave an indelible mark on our hearts. This book follows a young boy as he navigates the highs and lows of love—his childhood crushes, innocent sweethearts, and the one love that changed everything. Through his eyes, experience the thrill of first glances, the ache of unspoken feelings, and the beauty of a love story only a writer can tell.

Sam Foster, the CEO of a multimillion-dollar fashion brand, has it all—money, fame, power, and influence. Yet, despite his success, he feels empty inside. A man every woman desires, he remains profoundly lonely. Frustrated by the emptiness of his life, he decides to take a break from his hectic world. On a whim, Sam boards an unknown bus, leading him to an unfamiliar town. As night falls, he wanders the quiet streets and stumbles upon a dimly lit library. Intrigued, he steps inside to find some solace in a book. While flipping through the pages, he discovers a letter hidden within. Captivated, Sam feels compelled to respond, and in doing so, begins an unexpected journey that could change his life forever. Join Sam in this tale of mystery, self-discovery, and romance, where one simple letter might hold the key to finding the love and meaning he’s been searching for.

This research paper examines the limitations of the Internal Credit Risk Rating System (ICRRS) as found through various mathematical models. The ICRRS is used to evaluate the creditworthiness of borrowers through a structured framework, given by Bangladesh Bank that incorporates both quantitative and qualitative factors. This research provides an overview of the ICRRS methodology, its application across different industry sectors, and discusses its effectiveness and potential limitations based on individual factor analysis, observations and mathematical reasoning. Purpose of Research: The purpose of this research paper is to justify that; ICRRS has some limitations. Unacceptable rating can affect the aggregate ICRRS score. Unacceptable ratings can lead to degradation of financial performance. Provide a criteria for maximum limit of unacceptable rating that can be accepted.

"A true king is not born of blood, but of the battles he fights within." In The Prince of Avonland, darkness looms over the kingdom, and a lone warrior stands at the heart of the storm. Burdened by destiny and haunted by his demons, he must rise from the shadows to protect his people and those he holds dear. But the path to greatness is never easy. Betrayal, loss, and the weight of his own fears threaten to break him. To survive, he must not only wield his sword but also conquer the war within. Will he emerge as the ruler Avonland needs, or will the darkness consume him first?