Lan Ruozhu knew Su Binglan always gave beneficial advice. Since he did not understand certain things, he had to learn from her.
Su Binglan said, "Consider it, Big Brother. Won't the people be more at ease if the Imperial Court set up a bank?"
"Of course," Lan Ruozhu confidently replied, "The banks run by the Imperial Court represent mine and the court's credibility. I'd be deceiving the people if there was a mishap with the money. Then, the people would lose respect for me. It's also a currency system the Imperial Court issues."
A good emperor would naturally do things that would win the people's hearts. The people resembled water, and the emperor was the boat. Water could carry a boat, but it could also capsize it.
Su Binglan smiled and said, "That's what most people would think. So, if a prominent family and the Imperial Court opens a bank, which would you think the people would choose?"