"Ding-a-ling-a-ling!!!"
The piercing ringtone suddenly erupted in the dim room.
Chen Yi, who was zoning out, looked at the incessant flashing incoming call alert on his phone screen; there was no contact name, just an out-of-town number.
After a long silence, he eventually decided to answer the call.
"Hello?"
"Good day, Mr. Chen Yi, it seems that the 30,000 yuan you borrowed from PaiPai Loan has been overdue for seven days now. Our colleagues have already made several calls to you. Will you be able to repay it by six o'clock this evening?"
"Today is the last day; if you don't repay today, I don't need to tell you about the implications for your credit score."
"For the first installment you only need to repay 2,000 yuan; can't you, a grown man, afford even 2,000 yuan?"
"I will try my best."
"Don't talk to me about trying your best. It's you who owes money, not us who owe you. I..."
Before the voice could finish,
Chen Yi ended the call and switched his phone to silent mode.