The apartment she paid through monthly payments years ago, spanning over a hundred square meters, would take her 30 years to fully pay off. By the time she completed the payments, she would have grown from a young woman into an elderly lady. She bit the bullet and paid off the remaining sum all at once, only to find out that the apartment had eventually become someone else's home and had nothing to do with her anymore. That apartment is now worth over a million, and they now own two apartments. In the future when their financial situation improves, she intends to buy another one in Beijing. Thinking about the future property prices for homes in Beijing, Shanghai, and Guangzhou, her heart aches and feels as though it's shattering into pieces.
Therefore, the current thousand or two is already equivalent to a back payment of hundreds of thousands in the future.