Seeing what Kyle was doing, Harry couldn't help but shake his head in disbelief. It wasn't that he didn't believe in Ray to be able to clear the king tier beast quicker than Roki, it was that he didn't like that Kyle was the one who had made the bet.
Harry thought in his past life, he must have cheated with the goddess of luck, because whatever he touched with his hands would end up going wrong, and that included bets like this one. Not only that, but it was his money in the end.
Kyle had already lost his own money, if he then further betted Harry's money, they would have no money left. Slyvia was the one who was in charge of the funds, and she had taken the rest of the coins with her. She left a reasonable amount with Harry thinking he would be more responsible.
If they lost this, then how would they pay for the inn and where would they stay? Never mind that, how would they even pay for the bill for the drinks they had just had.
Chapter, Kyle is one of my favourite charecters in the whole series honestly haha.