Capítulo 5: Loans for Money
Zhang Yi replied: "My name is Zhang Yi. I want to book 500 tables of banquets. Do you have any questions?"
The manager was shocked. This was the first time they had encountered such a thing since the hotel opened.
But such a large order, if they come, they will definitely take it.
"Mr. Zhang, 500 banquet tables can cost millions. If you need it, we will prepare it for you right away, but you need to make a deposit of 200,000 yuan in advance."
Zhang Yi replied: "This is no problem, I will send you your account number later, and I will transfer the money to you."
It's easy to do things when you have money, the manager agreed, and then added Zhang Yi's friend and sent him the bank account number.
Zhang Yi transferred two hundred thousand without hesitation.
On the manager's side, after confirming the deposit with the accountant, he immediately started instructing various departments.
"Hurry up, hurry up! Let's make a big order, let the purchasing department prepare the goods quickly, and the back kitchen will not accept other takeaway orders for the time being!"
"We must make the 500 banquet tables requested by the guests within one day!"
...
On the other side, after Zhang Yi hung up the phone, he couldn't help sighing: "Although the money will be useless in a month, you still need money to buy things now."
In his hands, the inheritance left by his parents and his own savings total about 2 million.
Now, half of it is gone, and to be honest, I still feel a little distressed.
But on second thought, this is also a good thing.
Many people hold a lot of money in their hands, which later turned into waste paper.
Not everyone has the opportunity to spend their money.
"However, there are still many places that need money in the future. I have to find a way to make money."
Zhang Yi's eyes were immediately placed on his own house.
This house is located in the middle ring of Tianhai City, with an area of 120 square meters. The community was built 10 years ago.
According to the current market, it costs more than 40,000 yuan per square meter.
In other words, this house is worth at least 5 million now.
"Yes, I'll take out a mortgage, won't I have money?"
Zhang Yi giggled, he didn't have to pay back the money after borrowing it, it was indescribably comfortable.
He immediately left the house and drove to the bank to make a loan.
On the way, he received a message from Fang Yuqing.
"Zhang Yi, the weekend is so boring. I really want someone to go out with me."
Zhang Yi glanced at it and threw the phone aside.
He came to the bank to start a loan business.
Since Zhang Yi's loan amount is large and the documents are complete, the house is also taken in full.
So the loan came down quickly, but the bank only gave him a loan of 4 million.
Zhang Yi didn't bargain either, since it was all free money anyway, and he didn't have the time to argue with the bank.
After signing happily, the bank also transferred the money to his account.
"Now, I spent more than 1 million excluding the banquet, and I still have about 5 million."
"It should be enough to redecorate the house. However, I still need to buy a lot of medicines and weapons. The money may not be enough."
Zhang Yi touched his chin and began to think about how to get more money.
At this time, a yellow hair on the side of the road saw Zhang Yi who was in deep thought, his eyes lit up, and he walked over immediately.
"Hey buddy, do you need money?"
Zhang Yi looked up at the yellow hair.
"Who are you?"
The smile on Huang Mao's face deepened, and he lowered his voice and asked, "I just asked if you need money now? But the bank won't lend it to you?"
As soon as Zhang Yi heard this, he understood what the person in front of him was doing.
Definitely a usury!
Zhang Yi's heart skipped a beat, and he made up his mind.
He sighed, pretending to be embarrassed and said: "Yes, my family's business is in urgent need of capital turnover. But the bank..."
When Zhang Yi said this, he deliberately showed a embarrassed expression.
Huang Mao also looked like he understood in seconds.
But anyone who can borrow money from the bank through normal channels, who would go to borrow usury?
He said to Zhang Yi: "Yes, the bank is very strict about borrowing money now! There are all kinds of rules and regulations, and the speed of getting money is also slow."
"But brother, if you need money urgently, I can help you with that."
Zhang Yi looked at Huang Mao cautiously.
"You? Are you really good? I need millions!"
When Huang Mao heard that it was a big deal, his eyes became more excited.
He took out a business card from his pocket and handed it to Zhang Yi.
"Our company specializes in saving people from fire and water. As long as you need money, you can come to us!"
Zhang Yi glanced at the business card and said "Duoduodai Financial Services Co., Ltd.".
And Huang Mao's name is Hu Minghua, the business manager.
Zhang Yi said excitedly: "Can you really lend me money? I need 5 million. As long as you can help me get through this difficult time, I guarantee that the money will be returned within three months at most!"
Hu Minghua smiled and said: "This matter is easy to discuss. Our company is very powerful. It is specially designed to help people like you who lack funds."
"Let's go, let's go to the company to discuss this matter slowly."
Zhang Yi nodded with anticipation, and followed Hu Minghua to their company.
The so-called company is in a remote office building.
After entering the door, Hu Minghua took Zhang Yi to their boss's office.
The boss of this lending company looks like a big and thick guy, but he is wearing a big-name Baleno suit.
Clearly an effort was being made to project an image of a legitimate company.
However, there was a bit of hostility between his brows.
If I hadn't worked hard in society for many years, I wouldn't have this feeling.
Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him: "Manager, this is a client who wants to borrow money from us."
The boss's name was Chen Xiong. After seeing Zhang Yi, he smiled and asked Zhang Yi to sit down.
"Mr. Zhang, how much do you want to borrow?"
As expected of a company engaged in usury, the content of the conversation is so simple and rude.
Such a company is not formal in itself, so there are not so many rules and regulations.
And they have plenty of ways to get you to pay back the money, so they don't worry about your refusal at all.
Zhang Yi said, "I want to borrow 5 million."
Chen Xiong frowned, "Oh, this is not a small amount. But Mr. Zhang, as I said in advance, our interest rate is very high. You have to be mentally prepared."
Hu Minghua said next to him: "Mr. Zhang's business urgently needs capital turnover. When the business turnover comes, the money will not be earned very quickly. Right?"
The two sang together, and Zhang Yi had a panoramic view.
Zhang Yi still pretended to be eager, and said: "Yes, I can pay it back soon. The higher the interest rate, the higher it will be! As long as you can lend me the money."
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