Capítulo 6: inflation a

据美国全国广播公司财经频道（CNBC）2月3日报道,在美联储上周再次加息后,信用卡年利率已经接近20%.与此同时,越来越多的美国民众依靠信用卡来支付日益昂贵的生活必需品,而高通胀和利率上升对他们来说是雪上加霜.

信用报告机构环联最新季度报告显示,美国信用卡债务总额在2022年底达到创纪录的9306亿元,同比增长18.5%,平均信贷余额上升至5805美元.报道摘编如下:

For most Americans, inflation and rising interest rates are a one-two punch.

对于大多数美国人来说,通货膨胀和利率上升是双重打击.

On the heels of another rate hike by the Federal Reserve, credit card annual percentage rates are already near 20%, on average, and set to climb even higher. At the same time, more consumers are leaning on credit to afford increasingly expensive necessities, like food and rent.

在美联储再次加息之后,信用卡年利率已经接近20%,并将进一步攀升.与此同时,越来越多的消费者依靠信贷来支付日益昂贵的必需品,如食品和房租.