I think it depends. Some people have had positive experiences with Comics into Cash, but there are also reports of scams. So, it's not straightforward to say if it's always legit.
According to the tax law, the winners of the welfare lottery had to pay personal income tax according to the relevant regulations. The specific tax rate and calculation formula are as follows:
- tax rate: applicable tax rate = actual bonus amount x tax rate-quick deduction
- Quick deductions:(actual bonus amount-the minimum bonus amount stipulated in the tax law)× tax rate-(deductions for three insurances and one fund stipulated in the tax law)×(1-applicable tax rate)
If Li Zhongzheng's prize money is 30000** yuan, the individual income tax that needs to be paid is:
- The actual amount of the prize:30000** yuan
- 10%
- Quick deduction:(30000** yuan-the minimum bonus amount stipulated in the tax law)×10%-(the deduction of three insurances and one fund stipulated in the tax law)×10%=210** yuan
- Total tax:30000** yuan x 10%-210** yuan =18900** yuan
Therefore, the personal income tax that Li had to pay was 18900** yuan.
To deal with unexpected expenses, it's important to have an emergency cash reserve. Set aside a certain percentage of profits each month into a reserve fund. Also, having proper insurance can help. For example, if a business has equipment insurance, when something breaks down, the insurance can cover part or all of the replacement cost, reducing the impact on cash flow.
I don't think they are common. While there might be some rare instances where someone might be in a desperate financial situation and consider something like this, in general, people don't want to base their actions around pretending to be gay just for money. The LGBTQ+ community is about real identities and experiences, not something to be exploited for financial gain.
Comic Con isn't typically cash only. They understand that people have different preferences for payment, so they offer a range of choices. This might include prepaid cards or checks, depending on the specific event and its organizers.
Unexpected expenses can also cause a cash flow nightmare. A business could be going along just fine, but then a major equipment breaks down and needs to be replaced immediately. Or there could be a legal issue that requires costly legal representation. For example, a restaurant has a problem with its kitchen ventilation system. It has to be fixed right away to pass health inspections. If they don't have enough cash on hand, they may have to take out a loan at a high interest rate or cut back on other important expenses just to cover this unexpected cost.
Saving deposits were one of the more stable investment methods, so it was relatively easy to cash in. Therefore, option A was the most difficult investment method to cash in. Other investment methods, such as stocks, bonds, real estate, etc., were more difficult to realize.