Well, one similarity could be their determination. In the fanfic, like in the original series, both Naruto and Kakashi are very determined. Naruto is always striving to become Hokage and Kakashi has his own goals and missions he's dedicated to. They also might share similar combat styles in the fanfic, perhaps Naruto starts to adopt some of Kakashi's strategic thinking during battles.
Minato might also be a prominent character. As their teacher, he can influence the way Obito and Kakashi interact. In some fan fictions, he could be the one to help them resolve their differences or provide some crucial information about their past that changes their current situation.
Sasuke could be a popular character. He might be involved in the story in a way that either helps or hinders the situation where Naruto hurts Kakashi. For example, if Sasuke tries to stop Naruto from doing something stupid that would hurt Kakashi.
Another reason could be related to Kakashi's past actions. If there are some secrets or things Kakashi did in the past that come to light and Naruto doesn't like them, he could snap at Kakashi. Naruto has a strong sense of justice and loyalty, so if he feels betrayed or misled by Kakashi, his reaction could be to snap.
Some fanfictions might explore the emotional aspect of their fight. For example, how their past friendship affects the battle. Maybe Kakashi hesitates to strike a fatal blow because of their shared history.
Well, there could be. Fanfiction writers love to explore unique and unexpected relationships. Since Naruto and Kakashi are both popular characters in the Naruto universe, some writers might come up with such a plot for the sake of creativity and exploring different storylines. But it's not a part of the official Naruto story.
I recommend "I am the Second Young Master of the Flagwood Family" to you. The main character of this novel, Flagwood Miren, transmigrated to the Naruto World and became the second young master of the Flagwood Family. He is the same age as Kakashi. The plot of this novel also included other Naruto characters, such as Haki Shuogu, Ban, and Bo Fengshui Gate. I hope you like this fairy's recommendation. Muah ~😗
Kakashi might be initially surprised. But then, he would probably use it as a teaching moment for Naruto. He could say something like 'Naruto, stealing is not the way of a ninja.' And then give him a punishment like extra training.
One possible reason could be that Kakashi is preoccupied with other important matters in the village. Maybe he has some top - secret missions or tasks assigned by the Hokage that demand his full attention, leaving him with little time to focus on Naruto.
One reason could be that he sees Naruto as a younger version of himself in some ways. Both have had their share of loneliness and challenges growing up. Kakashi may want to prevent Naruto from going through the same pain he did. Another reason is Naruto's importance to the village. As the jinchuriki of the Nine - Tails, Naruto is a key asset. Kakashi, being a loyal ninja, wants to protect the village's future which is tied to Naruto.