Maybe an ancient sage in Naruto's own world who has long - been in seclusion. This sage has knowledge of different power systems beyond just chakra. He notices Naruto's pure heart and strong will and decides to pass on his knowledge of haki to Naruto, believing that Naruto can use it for the greater good of the ninja world.
In some fanfictions, Naruto might discover haki during a particularly intense battle. Maybe when facing an enemy with an unusual power that his regular jutsu can't handle, he unknowingly taps into his latent haki ability.
Well, in such a fanfic, Naruto could start learning haki perhaps from a mysterious traveler who has knowledge of different worlds. He might first struggle with understanding the concept of haki, like differentiating between Observation Haki and Armament Haki. Then, as he trains, he could gradually incorporate haki into his existing jutsu. For example, using Armament Haki to strengthen his Rasengan, making it even more powerful and capable of breaking through tough defenses that normal Rasengan couldn't. This would make him an even more formidable opponent in battles against tough enemies like Madara or Kaguya.
In this kind of fanfiction, usually the plot might involve Luffy starting to discover his latent conqueror's haki power. Maybe he first experiences some intense battles where he unknowingly shows signs of it. Then, he might meet an old and wise character who recognizes this power in him and starts to guide him on how to control and use it effectively.
Aside from Luffy, characters like Ace might show up in this type of fanfiction. Ace, being Luffy's brother, could have some connection to Luffy's discovery of conquerer's haki, perhaps through memories or some form of spiritual guidance. Additionally, some powerful enemies might be present. These enemies would serve as the motivation for Luffy to quickly master the conqueror's haki in order to defeat them and protect his crew. There may also be some minor characters from the One Piece world who assist Luffy in his learning process, like the inhabitants of a special village that has knowledge about haki.
In 'naruto haki fanfic', Haki can change the Naruto universe by adding a new layer of power. For example, it can make battles more complex as characters now have to consider both chakra and Haki. It might also change the way characters interact with each other, as those with Haki could sense things differently.
Percy often uses Observation Haki to anticipate the attacks of his enemies. He can sense their movements and intentions, which gives him an edge in combat, especially against fast - moving or sneaky foes like some of the monsters in the Percy Jackson world.
Haki can completely shift the power dynamics. If a character like Ron suddenly discovers Haki, he could become a much more formidable opponent. He might be able to use it to intimidate Death Eaters or other dark wizards, adding an edge to his character that wasn't there before.
An OC's Haki can be developed through intense training. Just like how Luffy and the others train in the One Piece world. They could face difficult opponents and learn from each battle, gradually strengthening their Haki. For example, if they constantly fight against Logia - type devil fruit users, their Armament Haki would improve to counter their intangible forms.
I think Conqueror's Haki would suit Naruto. He has that natural leadership and strong will, just like characters in One Piece who possess Conqueror's Haki. It would be a great addition to his existing confident and determined personality.