united wholesale mortgage horror stories

A sudden and unprecedented event occurred and took place on Earth. A fissure instantly appeared in the clear blue sky, revealing a void devoid of any light beyond, instantly covering the whole planet, leaving no Life, no Hell, and no Paradise behind... Hence the start of a new chaos and a great beginning of life devoid of any hope began. In this apocalypse and lawless world without any limits set upon its beings, a silent dark wisp took form. A wisp that was bound to become the Horror of All was born... "Wait… I’ve become a Ghost?!" _______________________________ Bonus Chapter; Power Stones, 200 PS = 1 Chapter 400 PS = 2 Chapters 600 PS = 3 Chapters ... Golden Ticket, 100 GT = 1 Chapter 200 GT = 2 Chapters 300 GT = 3 Chapters.

Standalone horror stories, approximately 500 to 1000 words per chapter, with each story fully independent of the others. If a character's name appears in multiple stories, it should not imply a connection between them unless explicitly noted otherwise.

Everyone has their fates connected to their birthdays, they are likely to have psychic abilities specifically connected to ‘something’. Some can sense it while some cannot, depending on what they have committed in the past. Mystery, Death, Foolishness, and Greed are the things attracting the evil spirits to be around. Those who were born on Sunday… “Ward: Labor Tomb” If you see ‘the pregnant,’ please beware; they are there to take your head. Those who were born on Monday… “Mirror: Who’s the First to Die of Them All?” After midnight where mirrors are, ‘mysterious things’ will appear. Those who were born on Tuesday… “Haunted: Mystery of Plumeria House” Stay away from ‘bathrooms’, if you wish to stay alive. Those who were born on Wednesday… “Theater: Book Me a Death Ticket” When people born on this day go to a funeral, they tend to witness bad events. Those who were born on Thursday… “Stairs: 12 Steps...Ghost Staircase” At night, do not look at the stairs, or else something might be there. Those who were born on Friday… “Reality: Dare the Living, Discover the Dead” There is a game for the living, but noted that it might take their lives. Those who were born on Saturday… “Holy: Soul Sacrifice to Spirit’s House” The ancient saying goes: think before you speak, as something the eyes cannot see does not mean it is not real. Every inconsiderate action must be traded with the living, and only death is the answer! One question… What day were you born on…?

"Reborn in 1979, I should have had the chance to show my skills and pursue grand ambitions. But why did I have to reincarnate into an American's body?! And now I have to take over a bank on the brink of bankruptcy?"

Lothair is a serial killer who detest imperfection on human’s facial features, which resulted in him having a compulsory behavior of wanting to strip people’s faces. After he dies, he finds himself as Narcissus, a beautiful and adorable female NPC inside a state-of-the-art VRMMO world of the latest craze called Fallen Carcosa Online. But despite being a fantasy-filled game, the world feels strangely realistic. Too realistic, even. Game-like systems and magic exist but so do plagues, politics, economy, and the horror hidden in plain sight. When pried open, an actual human-like anatomy can be seen beyond the skin of the NPC’s face—with little to no censor. Everything feels too immersive. Except Narcissus, Lothair’s new identity. When Narcissus tried to scrape off the face of her new adorable body, she found an abyssal void with little to no end. This story marks the birth for the King in Yellow. - Warning, this story contain: Male-to-Female Genderbend, GL/Yuri, Occasional Futa MC, Yanderes, Harem, Self-Cest. - Follow the creative and attentive Narcissus, a nuanced former serial-killer who will gradually becomes stronger, experienced, maddening, horrifying, but also mature, wise, conflicted, and complex—in this near-endless journey. Where souls unsung and tears unshed. In the land of Lost Carcosa.

In any place, planets in any universe and other worlds, if a threat comes from the outside, everyone will definitely unite to defend their land. And a planet called Earth, it's not exempted. Either luck or fate, human beings was able to discover something strange,,, an alien. The visit was secretive and unfriendly for the two parties to fight for their own believes. Fortunately, the human side was able to kill the lone intruder but loss many lives. With this encounter, the human race took it as a heads-up and made a lot of worldwide preparations; focusing in military and directly eliminate many civil matters. At that time, the main character was about to settle down, have a family on his own and enjoy the rest of his life but didn't expect for such a big thing to happen. Lucky he was, had an adventure for him to have the ability to protect his beloved and all the people around him. But one man can't cover the whole planet for many people to die and two-thirds of the land to be occupied by beasts sent by the invading enemy. Although humans had lost in the first war, they learn a lot of things for the rapid growth and develoment in different areas, especially in the field of Science and Technology. When the right time comes, it will be humans who will be on the offensive. For sure there's still a big gap to win against an enemy who got the lead, but human beings is a race that will never give up; will never let anyone get what theirs. But at the end, things sometimes won't go as planned to lose something,,, someone...

+)Free Book. -) The story is about the misadventures of a group of sailors trying to reach the mainland in an unknown world full of mysteries.

Horror Folktales from the East, including China, Korea, Japan, Southeast Asia, and more.

The story follows Emily, who becomes trapped in her grandmother's isolated house after the power goes out and the outside world mysteriously vanishes. Emily's grandmother is found unconscious, and the old grandfather clock seems to be the only thing functioning normally. As Emily explores the house, she discovers a series of unsettling phenomena - strange shadows, disappearing reflections, and distorted time. Delving deeper, Emily uncovers her family's dark history, which is intertwined with the supernatural forces at work in the house. She learns that an ancient haunted hourglass is the source of the temporal distortions, controlled by a powerful spectral guardian determined to maintain its grip on time. Emily must confront the sins of her ancestors and perform a dangerous ritual to break the curse, risking everything to save her grandmother and restore the proper flow of time. The process leads to a chaotic convergence of different time periods and a final showdown with the hourglass guardian. Though Emily succeeds in shattering the hourglass and breaking the curse, the ordeal leaves deep emotional scars. She and her grandmother must work to heal the wounds and confront the lingering supernatural presence, hinting at the possibility of future challenges. Despite the trauma, they find hope in rebuilding their lives and facing whatever the future may hold.

In a world where technology and all humanity had built dilapidated by a mysterious abyss. Supernatural forces reign as humans awaken with incredible powers and face off against mutated creatures. Eri discovers he's a Vampire with a Horror System, thrusting him into a dangerous new reality. As Eri navigates this treacherous world, he must master his abilities and confront dark forces threatening humanity's very existence. Join Eri on an epic adventure filled with magic, mystery, and redemption in a world where the line between reality and fantasy is blurred. Get ready for a thrilling journey where the impossible becomes possible. Undergoing major edits before the final chapters are released... Then completion