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no health insurance horror stories

No Substitutes for the Bigshots' Dream Girl Anymore!

No Substitutes for the Bigshots' Dream Girl Anymore!

In her pursuit of saving enough money to return home, Hannah found herself playing the role of the "first-love" character in a beloved novel. Originally, this character was a typical stand-in supporting actress, taking on various substitutes for the female lead as dictated by the male protagonists, such as donating kidneys or sparing road for the female lead, which she all agreed. Eventually, the original character succumbed to the pressure, turning dark and meeting a tragic demise with a disfigured face on the streets after being killed by the male protagonists. Hannah's task was to follow this grim plotline and achieve the tragic story's intended outcome. However, in the eyes of George River, she was merely a substitute he had enlisted—an entity dependent on him. When his true love returned, he callously abandoned the woman who deeply loved him. Later, he regretted his decision, only to discover that the once-begging woman was now surrounded by various exceptional men. The individuals who had previously used her as a shield—the movie king, the ambitious young actor who climbed over her for his ideal goddess, and the president who regretted his actions upon regaining his memory—all found themselves humbly pleading for her affection: "Hannah, the one I love is you." Confused by the sudden turn of events, Hannah observed her bank account steadily growing and stumbled upon a newfound skill for crafting tragic stories. As the main antagonist who successfully survived until the end of the story, Arnold Simmons was ruthless, dark, and violent. In his eyes, Hannah appeared to be the most naive woman he had ever encountered, her thoughts consumed solely by love. Witnessing her continuous deception by those around her, Arnold eventually reached a breaking point and seized her, declaring, "Stay by my side; let me handle your tasks." [A seemingly fragile flower with an inner strength, Daughter of the Sea, crosses paths with an obsessed, dark, and sinister antagonist who contemplates disrupting the pond of bred fish every day.]
Not enough ratings
1411 Chs
Who Is the Real Daughter: Miss Lin Takes No Nonsense After Her Rebirth

Who Is the Real Daughter: Miss Lin Takes No Nonsense After Her Rebirth

Lin Yin was an unfortunate girl who lived in the slums for eighteen years because of mistaken identities at birth. Even though she was brought back to live with her real parents, there was no place for her amongst them. She was constantly bullied and scolded for no reason; her own biological parents would leave her in the dirt just because Su Fei shed a tear. Swindled, and betrayed the very person she fell in love with, she was finally going to escape her dark life when she realized that it was all a setup — that she was just a clown. She dragged her poisoned body as she tried to escape, but she was killed regardless at the loud crack of a gunshot. Her departed spirit watched as her biological parents coldly said, "She has never been our daughter. Burn her, throw her into the dirt — you can do whatever you like." As the guest left, a man stood sighing with sympathy. "Take her to a funeral home. Let's hope that in her next life, she can live for herself and not suffer so much grief." How laughable it was that she had lived for so long, but a stranger turned out to be the one who gave her a proper funeral! Soon, Lin Yin lost consciousness, and woke up to find that she had gone back in time, to the first year after she returned to the Su family! This time, she decided to live for herself without compromise! Still, just as she thought she would have to do this alone, she never imagined that she would be reunited with three brothers, although they never showed up in her last life! They were Mu Heng, the magnate, Mu Qing, the prodigious doctor, and Mu Ran, the heartthrob and movie star! In her last life, she gave her heart to the wrong people and suffered a tragic end, but in this life, her brothers were pampering her to death! Mu Heng: She's my sister! I'll protect her! Mu Qing: Who dares bully my sister! Mu Ran: She's my sister! I'll spoil her! Lu Ming: She's my wife! I'll watch over her! Mu Heng, Mu Qing, and Mu Ran: Get out!
4.0
1004 Chs
What are some 'no health insurance horror stories'?
1 answer
2024-11-19 14:46
A young adult had a sudden appendix attack. Since they had no health insurance, they hesitated to go to the hospital at first. By the time they finally did, the appendix had ruptured, leading to a much more serious and life - threatening condition. The cost of the extended hospital stay and complex treatment was astronomical, and they were left in a cycle of debt trying to pay it off.
Can you share 'no health insurance horror stories'?
1 answer
2024-11-19 18:20
There was an elderly person who had a heart condition. Without insurance, they couldn't afford the recommended cardiac rehabilitation program. They were constantly in and out of the hospital with recurring problems. Their quality of life deteriorated significantly, and they were always worried about the next medical bill they couldn't afford.
What are some private health insurance horror stories?
2 answers
2024-11-19 02:58
One horror story is when the insurance company finds any tiny pre - existing condition to deny a major claim. For example, a person had a minor skin rash years ago that they didn't even think was relevant. But when they got diagnosed with a serious autoimmune disease later, the insurance company used that old skin rash as a pre - existing condition to reject covering the costly treatment.
What are some short term health insurance horror stories?
3 answers
2024-12-15 05:55
One horror story is when the insurer suddenly dropped coverage just when a person needed it most for an ongoing medical treatment. They found some small 'pre - existing condition' excuse that was not clearly defined before. It left the patient with a huge bill and no way to pay for the necessary care.
Can you share some health insurance horror stories?
1 answer
2024-11-17 13:23
Yes. There was a man who paid his health insurance premiums religiously for years. When he was diagnosed with a serious disease, the insurance company started to delay the approval of his treatments. They asked for endless paperwork and second opinions. By the time they finally approved some of the treatments, his condition had worsened significantly. Also, a family thought they had comprehensive coverage for their children's dental work. But when their child needed braces, the insurance company said it was a 'cosmetic' procedure and not covered, even though the dentist said it was also for proper dental alignment.
What are the most common types of health insurance horror stories?
1 answer
2024-11-17 09:01
Well, there are several common horror stories. Insurance companies may not cover pre - existing conditions properly. They might put so many restrictions on the coverage that it's almost useless. Then there's the issue of hidden fees. A person might think they have a good deal on their insurance, but then find out about all these extra fees that they weren't aware of before. Also, miscommunication between the insurance company and the healthcare provider can lead to problems. For example, the insurance company might not pay for a service because they claim the provider didn't follow the proper procedures, but the provider says they did everything right.
How Can Travelers Avoid Travel Health Insurance Horror Stories?
1 answer
2024-11-18 11:57
Travelers can avoid horror stories by being honest when applying for the insurance. Disclose any pre - existing conditions accurately. This way, there won't be surprises later when making a claim. Another important step is to communicate clearly with the insurance agent. Ask questions about what is and isn't covered. For instance, ask about coverage for prescription drugs abroad. And keep all the documents related to the policy and your medical history. In case of a claim, you'll have everything you need.
Travel Health Insurance Horror Stories: What Are Some Common Ones?
3 answers
2024-11-18 09:00
One common horror story is when the insurance company finds a loophole to deny a claim. For example, a traveler got sick overseas and the insurance said it was a pre - existing condition even though it wasn't. Another is slow processing of claims. A person had to pay out - of - pocket for emergency treatment and it took months for the insurance to reimburse, causing financial stress. And some insurers limit the coverage for certain expensive treatments, leaving travelers with huge bills.
Can you share examples of short term health insurance horror stories?
2 answers
2024-12-13 09:51
Another example is that many short - term health insurance policies have very limited mental health coverage. A young woman was struggling with depression and sought help. But her short - term insurance only covered a very small fraction of the therapy sessions she needed. She couldn't afford the rest on her own and her mental health deteriorated as a result. This shows how short - term health insurance can be a real disappointment in crucial areas of healthcare.
Can you share more about private health insurance horror stories?
1 answer
2024-11-19 09:24
Another horror story is about a woman who had maternity coverage with her private health insurance. However, when she had some complications during pregnancy, the insurance company started arguing about what was actually covered. They tried to classify some of the necessary tests and procedures as 'experimental' or 'not medically necessary' just to avoid paying. It was a very stressful time for the woman, and she had to fight hard to get the proper care covered.
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