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credit report horror stories

7 Days Series [Horror]

7 Days Series [Horror]

Everyone has their fates connected to their birthdays, they are likely to have psychic abilities specifically connected to ‘something’. Some can sense it while some cannot, depending on what they have committed in the past. Mystery, Death, Foolishness, and Greed are the things attracting the evil spirits to be around. Those who were born on Sunday… “Ward: Labor Tomb” If you see ‘the pregnant,’ please beware; they are there to take your head. Those who were born on Monday… “Mirror: Who’s the First to Die of Them All?” After midnight where mirrors are, ‘mysterious things’ will appear. Those who were born on Tuesday… “Haunted: Mystery of Plumeria House” Stay away from ‘bathrooms’, if you wish to stay alive. Those who were born on Wednesday… “Theater: Book Me a Death Ticket” When people born on this day go to a funeral, they tend to witness bad events. Those who were born on Thursday… “Stairs: 12 Steps...Ghost Staircase” At night, do not look at the stairs, or else something might be there. Those who were born on Friday… “Reality: Dare the Living, Discover the Dead” There is a game for the living, but noted that it might take their lives. Those who were born on Saturday… “Holy: Soul Sacrifice to Spirit’s House” The ancient saying goes: think before you speak, as something the eyes cannot see does not mean it is not real. Every inconsiderate action must be traded with the living, and only death is the answer! One question… What day were you born on…?
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303 Chs
What are some credit report horror stories?
2 answers
2024-10-28 23:08
One horror story is when a person's identity was stolen and the thief ran up a huge amount of debt in their name. By the time the victim noticed, their credit score had plummeted. It took months of dealing with creditors and the credit bureaus to try and clear their name.
How can one avoid credit report horror stories?
3 answers
2024-10-29 07:52
Regularly check your credit report. You can get a free copy once a year from each of the major credit bureaus. This way, you can spot any errors or signs of identity theft early.
What are the common elements in credit horror stories?
3 answers
2024-12-01 15:54
One common element is identity theft. Fraudsters use someone else's identity to open credit accounts, leaving the victim with a mess to clean up. Another is errors in credit reporting. Simple mistakes by the agencies can have a huge impact on people's credit scores and financial lives.
What are some universal credit horror stories?
3 answers
2024-11-20 01:15
One horror story is long delays in receiving payments. People have to wait weeks or even months, struggling to pay for basic necessities like food and rent. It can lead to families falling into debt and facing eviction.
What are some credit score horror stories?
1 answer
2024-11-19 04:21
A couple had a joint account. Due to a bank error where they were wrongly charged a large amount which they disputed. During the dispute process, their credit score was affected negatively. They were then unable to get a mortgage they had been pre - approved for because of this sudden drop in their credit score. It took a long time to resolve the issue with the bank and get their score back to normal.
Share your bad credit horror stories.
1 answer
2024-11-15 18:01
Well, I once missed a credit card payment by just a few days due to a busy schedule. Next thing I knew, my interest rate skyrocketed. It was a nightmare as I ended up paying so much more than I expected just because of that one small mistake.
What are the common bad credit horror stories?
1 answer
2024-11-15 17:16
Medical bills are also a big part of bad credit horror stories. In the US, even with insurance, some medical bills can be huge. If you can't pay them right away, they can go to collections and wreck your credit. It's unfair because you're often dealing with a health crisis at the same time. And then, like many others, simply mismanaging your credit cards by maxing them out and not paying the minimums regularly can lead to a very bad credit situation.
Share some credit card horror stories.
2 answers
2024-11-09 13:40
One horror story is when a person's credit card information was stolen during an online purchase. They noticed strange charges on their statement for high - end electronics they never bought. It took months to sort out with the bank and get the charges reversed.
What are some Credit Bureau Horror Stories?
2 answers
2024-11-02 22:20
There was a case where a credit bureau had a data error. They mixed up two people with similar names. One person had excellent credit, and the other had a very bad credit history. The person with the good credit suddenly had a lot of denials for loans and credit cards because they were wrongly tagged with the bad credit. It took a long legal battle to get it fixed. The whole process was very stressful for the innocent person as they had to constantly prove their identity and correct the mistake.
What are some 'care credit horror stories'?
1 answer
2024-10-30 02:44
One horror story could be unexpected high - interest rates. People might think they're getting a good deal with Care Credit for medical or dental procedures, but then end up with a huge bill due to the high interest that wasn't clearly explained at the start.
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