us health insurance horror stories

"It was the year 2030 AD. The origin universe game “Divine Revelation” made its grand debut. In this game, the in-game currency could be exchanged for real money, which attracted countless players. Even countries were getting ready to enter the game. But no one knew that Li Yi who had fallen in the War of the Gods returned to this very day when the game was launched with ten years worth of memories from the game. And this time, Li Yi received the SSS Rank Talent - Blood Devour. [SSS Rank Talent, Blood Devour: After slaying any creature, the player would gain 1% fixed Health Point, and life regeneration speed. The effect of this talent can be stacked indefinitely] [Notification: You slew an LV1 Sika Deer, received 1 HP, 0.01 HP regeneration/second] [Notification: You slew an LV5 Elite Goblin, received 7 HP, 0.07 HP regeneration/second] [Notification: You slew an LV10 Legendary Boss - Aoi Flame Green Dragon, received…...] From them, an invincible being who had a health bar even longer than bosses were added to the game. “Report: Li Yi is cheating, the HP of the entire dungeon’s monsters added together is still less than his!” “Report: We attacked Li Yi with the joined force of a 1000 players army, but he only lost a slither of health!” “Report: Please tell me, how are we supposed to attack the city with Li YI standing in front of its gates?” Many years later, when the game started to fuse with reality, and the War of the Gods began, Li Yi stood at the front alone and faced the gods of the worlds. Only then did the players wake up, “Dear Sir, we’re begging you, please have even more HP!”"

Each chapter is independent, but each Volume has its own tale. The first Tale is about a Daemon, hungry for souls and a soul that struggles against him. -Release rate: Im done with this website, im sorry to everybody hoping for new chapters. - new Cover made by: yaoyueyi (Thank you ^^)

"What are you here for?" "I just want to get scared..." Ye Delun is to put it simply, a horror addict. He strives to find something terrible enough to make him jump or scream. But after years of his strange unsatisfied addiction, he's forced into a last resort. Playing a game his friend recommended. A horror-based otome game. After getting over the fact that he's playing as a woman, and several men are chasing him, Ye Delun forces his playable character into terrifying situations in hope of finding some stimulation. But all he's left with is an obsessed husband every time and a supposed happy ending. Ye Delun wanted to give it another go, when an anonymous message arrived in his game mail. [Are you lonely and in need of a lover? Have you been falling asleep at night dreaming of fictional characters? Knowing good and well that they're not there? If you want that to change, then join us here at 'OtomeHorror'! Where we make fictional dreams come true and close single lives to an end!] And without a second thought, the horror entranced Ye Delun accepted. Tentacle Monster: "Fear me, mortals! For I am your living nightmare!" Ye Delun: "..." That's not scary at all, but he does look like dried squid... Tentacle Monster: "Hey... wait, why are looking at me like that?" Ghost: "You dare think you can live in my house? Over my dead body!" Ye Delun: "Ah.... but you are dead." Ghost: "Now's not the time!"

Everything in this novel will be 18+, although everyone is welcome if you are like me who watched horror movies with a smile at 7 :) This story is a beautiful tale mixing a pinch of video game, a pint of gacha, tons of murder, a spoonful of debauchery and yanderes, a lot of yanderes derived from iconic horror villains. You cook all of this in hell fire and you get a magnificent kingdom building, harem, fantasy novel, with lots of smut, plot and gore. It's like fate (the Manga and anime) with the sole purpose of shedding blood mixed with a zombie (demon) apocalypse. Oh! And I try to be as original as possible when it comes to the plot, the characters and the system/powers so no basic plot or protagonist here :) And to make it clear, this isn't a story of a happy go lucky guy that summons lovey dovey girls, no, it's the story of a sociopath that can summon soul, pain, fear, blood and flesh eating monsters that hide under the disguise of hot chicks, you have been warned. The bloodfest is waiting for you. Have fun :D Disclaimer: None of the pictures I may use are mine, all rights belong to their artist and owner. If you are the owner and wish to have it taken down write a comment and it shall be done.

Those who are scared easily, should not read this series of short horror stories. Each chapter is the beginning of a new story.

Stories from creepypasta CTTO "I am not the one who write this story, I just compile thr stories that i have read in creepy pasta. So all rights reserved to the real owner/writer ?"

This is a collection of horror stories. This book is not for the faint of hearts. It contains some of the most terrifying and creepy stories you will ever find. It also contains real scary and ghost stories. After all, who knows what is lurking out of sight?

A Book full of Short Horror stories. A ride full of exhilarating tales of different scenarios which will make you crave for more. Someone who loves reading novels and stories is trying to write her own one for the first time here... A lil disclaimer: *stories will be all fictional and nothing is related to any other author's stories All the story are just my brain farts(sorry not sorry)* Enjoyyyy Story 1st "One night": the story is about how the protagonist who came to relax and spend time watching stars had an unexpected visitor and how it made his life upside down and converted that night into a horrible and permanent memory of his entire life. It was my first ever original written story. Of course, it has room for a lot of improvement, but it also has sentimental value to it, and that's why I decided to keep it up here as a reminder of the starting. Story 2nd: " The Island Trip." It's about a group of friends who booked the ticket to the vacation island trip. They were going to be festivities and concerts, and it sounded like the best way to socialize and clear their mind after a hectic year. But what they didn't expect was to be followed by someone. And with the turning events, they ended up in a place where they were warned to never go. A tale full of twists and turns and plots thickens with every chapter. TW: one character's death/ violence. (little bit not heavy on violence.) Story 3rd: "Not Alone." The story is about Ethan, who was transferred to a new office which was out of town. The new place where he was living was causing trouble for Ethan. The story is full of Paranormal activities and hauntings. The mc has anxiety attacks and existential crises, and the spirit took advantage of it. Read it to know what happens to him, if he survives it or not.

Sienna woke up with her memory missing. She could not remember anything nor she could recognize anyone. Yet Charles appeared and claimed that he was her lover. What was Charles true identity? Will she ever gain her memories back? Genre: romance, psychology, mystery Update: 2-3/week ------------------------------- Illustration by: Mujiha Link : mujiha.blogspot.com

James Stuart woke up from his dream and found himself entering a horror game. He must work with five other people to struggle and survive in a terrible world. Every effort is made to get back to reality, and the name of the game is… “Infinite Reincarnation”. Soon, James will realize that the human heart is far more terrible than the game. ( Writing quality isn't top grade so don't spam that it's shitty in the comment section because I already know it's shitty and also English isn't my native language.) ( If you like the content of the novel you are free to read it and give your opinions in the comment section and if you dislike it just vanish off from here and read some other novel that you like.) (The Cover art doesn't belong to me and if the real owner wishes to remove them please contact so.)