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us health insurance horror stories

May Death Do Us Part

May Death Do Us Part

[WARNING : MATURE CONTENT PG18] This is a book by a love junkie, for love junkies. It revolves around a beautiful redhead with piercing blue eyes who finds herself torn between the man she thought she lost and the man she now has. But this is not just an ordinary love triangle, it’s one that involves creatures of old, the nosferatu, the Lycans, the elves and the dwarves. It involves a bloody struggle for liberation, a hard decision between duty to their people, and duties to their hearts, there will be pain, deceit, lust and love, you will experience a roller coaster of emotions as you follow the beautiful redhead’s journey from a simple life to one of life changing decisions. With the burden of being cursed with immortality through rebirth, a beautiful redhead spends her life trying to find how to break the curse so she can finally end her lonely existence, all the while shying away from emotional connections of any sort with others in hopes of protecting her heart from the pain of loss. Until she comes across a sweet, kind and loving man who she can’t help but fall in love with, but alas, he loses his life and the redhead has to forge on ahead without him, baring the pain, even in her next life, of losing the only man she ever allowed herself to love. She continues her lonely existence until she comes across a man who bares the same rebirth curse of immortality as her, a man who convinces her to open up her heart to love one more time. But what happens when her first love comes back into the picture? What happens when she realizes her curse is due to the fact that she is not even human? Journey with me through the exhilarating tale of romance with a twist. P.S : • There are explicit sexual scenes in this book • There is some form of reverse harem but love will prevail in the end. • There is death and blood • The book is set up in a medieval age (yes, soap existed in medieval times) • sexual language and profanity is also included *********************************************** “I’m sick and tired of this miserable existence, I just want to end it all. I just want want to die, and to stay dead,” Melissa muttered. Elric inched closer to Melissa and tilted her chin up. “But if you die, who will I spend the rest of eternity with?” Melissa swatted his hand away and got off the bed, the chamber was cold and dark after the fire had died out. She felt the chilling breeze from the window strike her bare skin, sending a wave of shivers down her spine. It was highly likely that she would catch a cold if she kept this up, but she didn’t care, disease didn’t scare her anymore. “You’re just going to have to make due without me your majesty,” She responded. King Elric got up and walked over to the beautiful red head. He wrapped his arms around her, feeling the warmth from her body heat up his bare skin. “Isn’t such a life worthwhile when you live it with the person you love?” The man asked “Love is pointless if it has no end.” Melissa responded coldly. “Even wedding vows end with ‘till death do us part.’”
4.7
332 Chs
7 Days Series [Horror]

7 Days Series [Horror]

Everyone has their fates connected to their birthdays, they are likely to have psychic abilities specifically connected to ‘something’. Some can sense it while some cannot, depending on what they have committed in the past. Mystery, Death, Foolishness, and Greed are the things attracting the evil spirits to be around. Those who were born on Sunday… “Ward: Labor Tomb” If you see ‘the pregnant,’ please beware; they are there to take your head. Those who were born on Monday… “Mirror: Who’s the First to Die of Them All?” After midnight where mirrors are, ‘mysterious things’ will appear. Those who were born on Tuesday… “Haunted: Mystery of Plumeria House” Stay away from ‘bathrooms’, if you wish to stay alive. Those who were born on Wednesday… “Theater: Book Me a Death Ticket” When people born on this day go to a funeral, they tend to witness bad events. Those who were born on Thursday… “Stairs: 12 Steps...Ghost Staircase” At night, do not look at the stairs, or else something might be there. Those who were born on Friday… “Reality: Dare the Living, Discover the Dead” There is a game for the living, but noted that it might take their lives. Those who were born on Saturday… “Holy: Soul Sacrifice to Spirit’s House” The ancient saying goes: think before you speak, as something the eyes cannot see does not mean it is not real. Every inconsiderate action must be traded with the living, and only death is the answer! One question… What day were you born on…?
4.6
303 Chs
What are some 'no health insurance horror stories'?
1 answer
2024-11-19 14:46
A young adult had a sudden appendix attack. Since they had no health insurance, they hesitated to go to the hospital at first. By the time they finally did, the appendix had ruptured, leading to a much more serious and life - threatening condition. The cost of the extended hospital stay and complex treatment was astronomical, and they were left in a cycle of debt trying to pay it off.
Can you share 'no health insurance horror stories'?
1 answer
2024-11-19 18:20
There was an elderly person who had a heart condition. Without insurance, they couldn't afford the recommended cardiac rehabilitation program. They were constantly in and out of the hospital with recurring problems. Their quality of life deteriorated significantly, and they were always worried about the next medical bill they couldn't afford.
What are some private health insurance horror stories?
2 answers
2024-11-19 02:58
One horror story is when the insurance company finds any tiny pre - existing condition to deny a major claim. For example, a person had a minor skin rash years ago that they didn't even think was relevant. But when they got diagnosed with a serious autoimmune disease later, the insurance company used that old skin rash as a pre - existing condition to reject covering the costly treatment.
What are some short term health insurance horror stories?
3 answers
2024-12-15 05:55
One horror story is when the insurer suddenly dropped coverage just when a person needed it most for an ongoing medical treatment. They found some small 'pre - existing condition' excuse that was not clearly defined before. It left the patient with a huge bill and no way to pay for the necessary care.
Can you share some health insurance horror stories?
1 answer
2024-11-17 13:23
Yes. There was a man who paid his health insurance premiums religiously for years. When he was diagnosed with a serious disease, the insurance company started to delay the approval of his treatments. They asked for endless paperwork and second opinions. By the time they finally approved some of the treatments, his condition had worsened significantly. Also, a family thought they had comprehensive coverage for their children's dental work. But when their child needed braces, the insurance company said it was a 'cosmetic' procedure and not covered, even though the dentist said it was also for proper dental alignment.
What are the most common types of health insurance horror stories?
1 answer
2024-11-17 09:01
Well, there are several common horror stories. Insurance companies may not cover pre - existing conditions properly. They might put so many restrictions on the coverage that it's almost useless. Then there's the issue of hidden fees. A person might think they have a good deal on their insurance, but then find out about all these extra fees that they weren't aware of before. Also, miscommunication between the insurance company and the healthcare provider can lead to problems. For example, the insurance company might not pay for a service because they claim the provider didn't follow the proper procedures, but the provider says they did everything right.
How Can Travelers Avoid Travel Health Insurance Horror Stories?
1 answer
2024-11-18 11:57
Travelers can avoid horror stories by being honest when applying for the insurance. Disclose any pre - existing conditions accurately. This way, there won't be surprises later when making a claim. Another important step is to communicate clearly with the insurance agent. Ask questions about what is and isn't covered. For instance, ask about coverage for prescription drugs abroad. And keep all the documents related to the policy and your medical history. In case of a claim, you'll have everything you need.
Travel Health Insurance Horror Stories: What Are Some Common Ones?
3 answers
2024-11-18 09:00
One common horror story is when the insurance company finds a loophole to deny a claim. For example, a traveler got sick overseas and the insurance said it was a pre - existing condition even though it wasn't. Another is slow processing of claims. A person had to pay out - of - pocket for emergency treatment and it took months for the insurance to reimburse, causing financial stress. And some insurers limit the coverage for certain expensive treatments, leaving travelers with huge bills.
Can you share examples of short term health insurance horror stories?
2 answers
2024-12-13 09:51
Another example is that many short - term health insurance policies have very limited mental health coverage. A young woman was struggling with depression and sought help. But her short - term insurance only covered a very small fraction of the therapy sessions she needed. She couldn't afford the rest on her own and her mental health deteriorated as a result. This shows how short - term health insurance can be a real disappointment in crucial areas of healthcare.
Can you share more about private health insurance horror stories?
1 answer
2024-11-19 09:24
Another horror story is about a woman who had maternity coverage with her private health insurance. However, when she had some complications during pregnancy, the insurance company started arguing about what was actually covered. They tried to classify some of the necessary tests and procedures as 'experimental' or 'not medically necessary' just to avoid paying. It was a very stressful time for the woman, and she had to fight hard to get the proper care covered.
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