You could write a story about a little girl's ghost. She died in a tragic accident in a school. Now, at night, her figure can be seen in the empty classrooms, writing on the chalkboards with invisible chalk. Her sad sobs echo through the hallways, and she often appears to students who stay late to study, scaring them half to death.
A ghost story about a vengeful spirit in an old family mansion. The family was involved in some dark secrets in the past, like murdering a servant. Now, the servant's ghost makes strange noises at night, moves objects, and leaves cold spots throughout the house. It especially targets the descendants of the family who wronged it.
Well, it can be. A lot of factors come into play. The way the story is told, the atmosphere it creates, and your own imagination can all make a ghost story scary or not so much.
A haunted house where every room holds a different nightmare. For example, in one room, the walls bleed and the furniture moves on its own. In another, there are ghostly apparitions of long - dead residents. The protagonist must find a way to escape the house before it consumes them completely.
How about a story based on a cursed object? For example, a beautiful antique mirror. Everyone who looks into it sees a distorted version of themselves, and soon they start having nightmares. Then, they notice that their appearance in real life is slowly changing to match the distorted reflection. The mirror has a dark past and was used in some sort of evil ritual.
Well, the scariness of the payal ghost story would be subjective. Some people are more easily scared by ghost stories than others. If the story has elements like a ghostly figure following Payal everywhere she goes, and the payal sound is used as a sort of warning or a sign of the ghost's presence, it could be terrifying for those who are afraid of the supernatural. But for someone who doesn't believe in ghosts or is used to reading spooky stories, it might not be as scary.
You could start by thinking about your own fears or phobias. Maybe a creepy place you've been or a strange dream you had. Also, reading other scary stories or watching horror movies can inspire you.
You could begin a scary story with a strange sound or shadow that catches the main character's attention. It builds suspense right away. For example, a mysterious howl in the forest or an unexplained silhouette at the window.