Imagine a story set in a busy summer fair. A boy and a girl accidentally spill some sticky cotton candy on each other. As they try to clean up in the heat of the day, they start to really notice each other. Their hands touch as they wipe away the mess, and there's an instant spark, leading to a passionate and hot (romantically) encounter.
In Greek mythology, the story of Aphrodite and Ares is quite 'hot'. They had an affair which was filled with passion. Their meetings were often clandestine and full of the kind of sexual energy that could be considered 'horny'.
One example could be from 'Lady Chatterley's Lover'. The passionate relationship between Connie and Mellors is full of intense, steamy moments that could be considered 'hot' and 'horny' in the context of the story. Their encounters in the woods and the raw sexual energy between them is a notable aspect.
At a beach volleyball tournament, the ladies are playing under the hot sun. They might be sweating a lot, which makes them 'hot', and if they accidentally fall or dive for the ball near the water, they get wet. Their stories could involve their training, how they deal with the heat and the wetness during the game, and their experiences of competing against tough opponents.
Characters' reactions to the 'hot and wet' conditions are also common. In a story about a local fair on a hot summer day with water rides (wet), the characters might be excited at first but then have to deal with being wet and hot at the same time. Some might be happy to cool off in the water but then struggle with drying off in the hot sun. These reactions add humor and realism to family - friendly 'hot and wet stories'.