One common theme is the power of friendship. Naruto, despite being mute, forms strong bonds with the Fairy Tail members. Another theme could be over coming obstacles. His muteness is an obstacle he has to work around in the magical world of Fairy Tail.
One interesting Naruto and Fairy Tail fanfiction could be where Naruto somehow ends up in the Fairy Tail world and has to deal with his muteness in a new magical setting. You can try looking on fanfiction.net. There are often unique crossovers there.
One possible reason could be a past trauma. Maybe he witnessed something really horrible during a battle or an incident at school that shocked him so much he lost his ability to speak. For example, if he saw a friend in great danger and was powerless to help immediately, it could have had such a psychological impact on him.
In that fanfiction, it might be designed that way. Naruto has incredible powers in his own series, like his various jutsu. If translated into the Fairy Tail world in fanfiction, his skills could potentially make him very powerful. But it also depends on how the author of the fanfiction interprets and balances the power systems of both universes.
The Sharingan in such a fanfiction could be used as a tool for a Fairy Tail character to gain an edge in their battles. They might initially struggle to control it, but as they learn more about it, they become a formidable force. For instance, they could use the Sharingan's genjutsu abilities to deceive opponents in the Fairy Tail battles.
In the Fairy Tail world, Naruto would bring his unique ninja abilities. For example, his shadow clone jutsu could be used in creative ways during battles or to perform tasks. He would likely befriend Natsu because they both have a passion for fighting and protecting their friends. Naruto could also introduce new combat styles to the Fairy Tail guild, which might change the way they approach battles.
Well, Naruto would probably gain some really unique magical abilities. Fairy Tail mages are known for their diverse magic, and Naruto could combine his chakra skills with something like Fire Magic or Celestial Magic. He might become even more powerful in combat, with new ways to attack and defend.
Well, Naruto's ninjutsu skills would be quite a novelty in the Fairy Tail world. His shadow clone jutsu could be used in some really creative ways during battles, like overwhelming opponents with a large number of clones. Team 7 as a whole would bring a different dynamic. Sasuke's sharingan could give them an edge in detecting magic and illusions. Sakura, with her medical skills, could be a great asset in treating wounded mages. And Kakashi, with his experience and wide range of jutsu, would be like a mentor figure to the Fairy Tail members, teaching them new strategies.
Well, if Naruto was in the S - Class of Fairy Tail, his combat skills would be a great addition. Naruto's ability to use shadow clones could be used for various strategic purposes during Fairy Tail's missions. He could send clones to scout ahead or create distractions in battles against dark guilds.
In a Naruto - Fairy Tail - Mirajane fanfiction, it could start with Mirajane traveling to the Naruto universe. She might be on a quest to find a special kind of magic that she believes exists there. When she arrives, she meets Naruto. Naruto, being the friendly and curious person he is, offers to help her. They then explore the ninja world together, with Mirajane learning about ninjutsu and Naruto learning about Fairy Tail magic.