funny insurance stories

A man insured his old, rusty bicycle. He claimed that it was a rare vintage bike. When the insurance company sent an appraiser, they quickly realized it was just an ordinary, beat - up bike. The man was trying to get more money out of the insurance.

Yes. A funny insurance story involves a man who insured his very large and rather smelly feet. He was a professional foot model and thought his feet were his livelihood. Another one is about a family who insured their Christmas tree every year. They had a very elaborate and expensive tree with all kinds of heirloom ornaments. And there was a person who insured his collection of old chewing gum wrappers. He thought they were collector's items and wanted to protect his investment.

A lot of people misunderstand health insurance. For example, a guy thought that his health insurance would pay for his elective cosmetic surgery to look like a movie star. He was so wrong. Health insurance is mainly for medical conditions that are necessary for health, not for vanity projects. And then there are those who think that homeowner's insurance will cover flood damage without specifically having flood insurance. When a flood comes and they find out they're not covered, it's both sad and a bit funny in a way.

Sure. There was a man who thought he bought life insurance to cover any accident. One day he slipped on a banana peel in his own kitchen and immediately called the insurance company, thinking he could get a payout. But of course, it doesn't work like that for such minor things.

There was a story where a woman's car was flooded because she drove it into a pond trying to avoid a squirrel. She thought her auto insurance would pay for it as it was an 'accident'. But it turned out that her policy didn't cover self - inflicted 'accidents' like this. She had to pay for the repairs herself, which was quite a costly mistake.

I remember a story where a man had a pet parrot that he took everywhere in his car. One day, the parrot got loose and started pecking at the dashboard, causing some damage. He tried to claim it on his auto insurance, saying it was an 'unusual incident'. The insurance company didn't cover it, of course.

Sure. One time my friend got his car insurance bill and it was way more expensive than he expected. When he called to ask why, the agent said it was because he lived in an area with a lot of 'car-eating trees'. Turns out there were a lot of old oak trees that had a habit of dropping branches on cars during storms.

Sure. There was a man who thought his insurance covered his pet snake's vet bills for everything. When the snake got a cold, he took it to the vet. But his insurance only covered common household pets like cats and dogs. He was so shocked when he got the bill.

Well, I know of a man who insured his bushy eyebrows. He was so proud of them that he didn't want anything to happen to them. Another interesting story is about a woman who insured her collection of bookmarks. She had a vast collection of handmade bookmarks and was terrified of losing them. And there was a person who insured his very first pair of glasses. He had a sentimental attachment to them as they were a symbol of his first step into the world of clear vision.

There was an insurance salesperson who went to a circus to sell policies to the performers. He tried to convince the trapeze artists that they needed accident insurance. But they just laughed and said they were more worried about the lion tamer's job. So the salesperson then went to the lion tamer and said, 'You need insurance in case one of your lions decides to play too rough.' The lion tamer looked at him and said, 'I've been doing this for years, and my lions are like family. I don't need insurance for that.' But the salesperson didn't give up and told him stories of other lion tamers who had unexpected incidents. Eventually, the lion tamer bought a small policy just to get the salesperson to leave him alone.