In fanfic, when Harry Potter goes to Gringotts, he might discover some long - lost secrets about his family's vault. There could be hidden spells or artifacts that were left there by his parents or ancestors.
A plot twist might be that the goblins turn against Harry midway through his visit. They could be influenced by a dark wizard who has a grudge against Harry. This would completely change the course of his visit and force him to find a new way to achieve his goals in Gringotts. Another possibility is that the vault contains a magical item that has a mind of its own and tries to possess Harry when he touches it.
One possible fanfic could be about Harry Potter starting his apprenticeship at Gringotts and uncovering secrets about the bank's vaults. He might learn about the magical security systems and the history of some of the most powerful magical artifacts stored there.
He could encounter a new magical creature. The goblins at Gringotts are known to have various magical creatures guarding different vaults. Maybe Harry comes across a rare and friendly creature that helps him on his journey. For example, a small fire - breathing dragon that he befriends and it later aids him in a battle against Voldemort's forces.
Creatively, Gringotts can be a place of cultural exchange. Since it's a bank that serves both wizards and other magical creatures, it can be a place where different magical cultures interact. In a fanfic, Harry could witness a meeting between a goblin banker and a centaur who is trying to deposit some rare magical herbs as collateral for a loan. This could lead to all sorts of interesting storylines about cultural differences, misunderstandings and cooperation within the magical world.
One possible implication could be that Harry has access to unlimited wealth and resources. This would change his status significantly within the wizarding world. He could use the gold to fund various projects, like improving Hogwarts or helping out the less fortunate wizarding families.
It can be important because it might be a key part of uncovering his true identity or heritage in fanfic. Maybe there are things in the vault that will give him more power to fight Voldemort.
Perhaps Harry discovers a long - lost magical item in one of the vaults during his apprenticeship. This item could be of great importance to the wizarding world, and he has to decide whether to keep it a secret or reveal it to the authorities. Along the way, he has to deal with the greed and envy of some of the other employees at Gringotts.
It could also be a strategic move. Gringotts is a highly secure place. By buying it, Harry could ensure the safety of important magical artifacts or secrets. He could use it as a base to store and protect things that are crucial for the future of the wizarding world, like ancient spells or prophecies.