An innate reaction to a novel stimulus is like a built-in response that our bodies or minds have right away. It's not something we have to think about or learn to do. For example, blinking when something comes close to our eyes is an innate reaction.
Well, 'novel stimulus' basically means a fresh, uncommon input or event that has the potential to cause a reaction or make an impact. It could be a new experience, an unexpected sight, or a different kind of information.
One of the most common SSDI back pay stories involves people who were in desperate financial situations while waiting for their SSDI claims to be processed. A friend of mine was disabled and couldn't work. He struggled to make ends meet, relying on the help of family and friends. When he finally got his back pay, it was a significant amount. He was able to not only catch up on bills but also upgrade his living conditions a bit. He bought some new furniture and a more comfortable bed, which really improved his quality of life. And he also set aside some of the money for future emergencies, knowing how difficult it had been without a stable income during the waiting time.
Generally speaking, infants are prone to respond to novel stimuli. Their developing brains are in a stage of exploration and learning, making them highly attuned to new experiences and sensations.
Many people's SSDI back pay stories are about getting out of debt. For instance, there was a man who had credit card debts that he couldn't pay off due to his disability. When the back pay came, he cleared all his debts and started to save a little each month for future needs. He felt like he had a new start in his financial life.