Well, one way this could work in a fanfiction is that Naruto could use Yuta's powers to enhance his combat abilities. Yuta has some really unique and powerful cursed energy techniques. Naruto might be able to combine his chakra with Yuta's powers, like using the Rasengan with Yuta's cursed energy for a super - powered attack. It could make for some really interesting battles against tough opponents like Madara or Kaguya.
It's hard to give an exact time as it depends on the manga's plot development. But typically, Yuta Okkotsu shows up when certain events and character arcs lead to his introduction.
The Jujutsu Kaisen manga is indeed ending. It's been a great run, but all good things must come to an end. The final chapters are bringing closure to the characters and story arcs.