What are some 'student credit card horror stories'?

Dalton Wyatt, a world-renowned Scientist, and Inventor is transmigrated to the body of a high school student Dalton Wyatt who committed suicide due to unfortunate circumstances and complicated life.  The enchanting world of cards was completely different yet similar to Dr Wyatt's homeworld earth.  Unlike peace full earth where humans fought other humans, This new world was plagued with Dungeons and Monsters people here fought with monsters for the survival of humanity.  Mortal humans were not strong enough to fight these mythical and legendary creatures, thankfully some blessed humans could actively control their souls to manifest soul power and become Card apprentices to fight for the humanities chance at survival.  Card apprentices are people who contract grimoire and use various powerful yet resourceful cards to fight off the monsters and conquer dungeons.  Grimoire provides the card apprentice with abilities like Card creation and Card fusion, most importantly it allows the Card apprentice to display their full potential in a card fight.  Even though this world has the concept of science but it is not focused on electronics and industrialization like back on the earth, here the world has cards for every little thing's eliminating the need for electronics.  This new world is highly focused on grimoire abilities such as Card creation and Card fusion.  Coming to a world where money could buy him strength Dr. Wyatt had to earn money for his survival.  But thanks to his otherworldly information and knowledge, card creation comes easily to Dr. Wyatt compared to other card apprentices.  Dr. Wyatt creates and sells various perfect, powerful, and resourceful cards to earn money and get stronger step by step in this monster-ridden world for his survival.  ... "What did you say? Making good cards is hard? Bah! Card creation is a breeze." "My friend, allow me to enlighten you - there are no 'trash card ingredients,' only incompetent card creationists." [Bloody Veins - G rank, Mortal grade] [Nyon Rope  G rank, Mortal grade] [Common Core - G rank, Mortal grade] Card creation… complete!  [ Card Name - Bloody Rope    Card Type - Item card   Card Rank - E rank, Common grade    Card Rating - 3 stars    Card Durability - (100/100)    Card Effect - The Bloody Rope can bind and incapacitate its target. When in contact with a target's wound, the item effects paralysis and blood drain are triggered.   Additional Effect: Paralysis, Blood Drain] "This can't be real! You've used G-rank mortal grade ingredients, and yet you've managed to craft an E-rank common grade card with full durability and a rating of three stars? This isn't real, I must be dreaming! I couldn't possibly have woken up today - I am still asleep in my bed dreaming."

#Gold Tier Winner of WFP26; Setting in the fictional world of Gaia, where special individuals can awaken certain powers within their souls. They are called Arcana Masters. Some awaken beasts, some awaken weapons, while some awaken the power of plants. Some people train to become stronger so that they have the power to protect loved ones, some wish to use it for revenge, some wish to live longer, while some want to be free and use their power however they wish. Yet, there exists a clan, where the descendants only exist to grant death to others so that life and death remain balanced. Follow the journey of Azrael Garcia, the heir of the cursed clan of Death, as he forms friendships while facing betrayals, meeting love, and cutting down enemies in the process. ************** Note: Author isn't born in an English-speaking nation and has no editor either. So, please be understanding if there are any grammatical errors. ************** Author's other contracted novels: War Online, Weapon Seller in the world of magic Author's other notable works: The Last Slytherin, The Sharingan Hyuga, Prince of Kpop ************** You can also support the Author through Patreon or buy a coffee on Ko-fi.com https://www.patreon.com/snowstar https://ko-fi.com/snowstar5061

This is both a work of science fiction and an exploration of the meaning of life, love, literature and art. Brainpower is no longer the main ingredient for being human in this far distant future world. Spirituality, physical balance, and diligence all come together as integrity for Chen Mu, the Card Apprentice. The cards which Chen Mu masters in his own scrappy way, distill all the powers of the cosmos – human and nonhuman – into something that is not a book, not technology, and neither art nor magic, but is these and more. Learn about these strange cards, which can embody everything you might imagine for the future of technology, but also a future beyond technology which promotes the best, and sometimes the worst, from mankind’s past.

The Card Creator is a very ordinary profession. Simply put, the incumbent seals various kinds of abilities, illusions, images and so on in blank cards for convenience of use. Lu Ming, who initially planned to lead an idle life, had a not-so-boring dream now — He hopes to seal the entire world in the cards. One still needed to have dreams. What if you could realize them?

In a world where monsters crawl in the dungeon and gods walks on the surface of the world, adventurers fight to become stronger. Aidan, a young boy, wakes up in a small cave in the forest next to Orario. Without any memories of his past and only an urge to become stronger, the boy will aim to surpass the gods, for he is the card wizard. ---Extra info--- MC arrives 9 years before the start of the show and enters the Loki familia at the same time as Ais (they are both 7 years old at that time.) Reason for this choice: I could go two different routes for this fanfic. The fast one where he goes up a level in a month etc... basically like Bell in the anime or book... The other choice was lengthy and belieaveble. With this I can flesh out the characters, make relationships with the other characters, show a real progress, etc... (I'll try anyway and I chose the second choice) This novel is obviously a fanfiction. The world will be slightly altered since I'll make changes here and there, tho only small changes as I'll leave all the troubles to Bell once he goes to Orario. Finally, the MC will join the Loki familia? Why? Well, the story starts nine years before Bell arrives in Orario. So, Hestia isn't down yet. I'm not interested in Freya or a small familia. For Hephaestus familia, you can read 'endless path : infinite cosmos,' (he's been there a bit) which I loved reading, and so, I decided it'd be Loki familia. As for Harem, well, who knows? Certainly not me. Will only be updated when I feel like it. If you're interested, then I wish you a happy reading experience.

She was a medical expert, talented and beautiful. She was reborn as his little wife. Her in-laws did not like her, her husband did not love her, and she was as timid as a mouse. She was weak and easy to bully. When she became her, her goal was to flirt with him, flirt with him, flirt with him! One day, she stood in front of him with a mischievous expression. "Young Master Si, I heard that you have a crush on me? " Si Zhanbei raised his head and glanced at her. He stretched out his big hand and pulled her into his embrace. "Wife, this is a love affair. " So... ... The result of flirting with him was that the sheep went into the tiger's mouth ...