Perhaps she's telling the story to her friends. They are all sitting together, sharing a moment of relaxation and entertainment. Ballora's story might be a way to bond with them and create memories.
Maybe she's telling a story about a magical forest where all the animals can talk. In this forest, there are fairies that protect the harmony.
In fanfiction, Ballora could be seen as a complex character. Ignoring the 'lemon' part which might lead to inappropriate content, she might have characteristics like being intelligent and perceptive. She could be written as a character who is in control of her own destiny, making decisions that not only affect herself but also those around her. For example, she might use her grace and charm to manipulate situations in a non - malicious way to achieve her goals.
It's usually the author or the creator of the story. They have the control over this aspect.
He could be telling the story to his friends. They might be sitting around a campfire or in a treehouse.
Perhaps she is telling the story to her younger siblings. They might be sitting around her, wide - eyed with excitement, as she weaves her tale.
It could be to the little children in Arendelle. Olaf loves making people happy, especially kids, so he might be sharing his story with them to bring some joy.
It could be the author. In many books, the author is the one who tells the story, guiding the readers through the plot, introducing characters, and creating the overall atmosphere.
He could be telling the story to his fellow Saiyans, if there are any around. Maybe he's sharing his knowledge or experiences with them.
Well, without more context, it could be anyone. It might be the author of a book, a narrator in a movie, or just someone sharing their personal experience at a gathering.
There's no information given about who Olaf is telling the story to. It could be his friends like Anna, Elsa or Sven. Maybe he's telling it to a group of little children in Arendelle.