Share some HMO horror stories.

Denial of treatment is a common one. HMOs often try to avoid paying for expensive procedures or medications. Another is long wait times for appointments, which can be really frustrating for patients, especially those with urgent health issues. And poor communication, like not informing patients about changes in their coverage or doctor assignments.

One horror story could be about a haunted house. In the story, a family moves into an old mansion. Strange noises start at night, like creaking floorboards and whispering voices. They soon discover that the previous owner was a witch who cursed the place.

Perhaps a story about a desolate forest. A group of hikers went into the forest and got lost. As night fell, they heard howls that didn't sound like any normal animal. One by one, they started to disappear. The last hiker saw a pair of glowing eyes in the dark before passing out, and when he woke up, he was alone in the middle of the forest with no sign of his friends.

One horror story is about a haunted house. A family moved into an old mansion. At night, they would hear strange scratching noises coming from the walls. The children often saw a shadowy figure at the end of the hallway. One day, the mother found a hidden room filled with old dolls with missing eyes. It was so creepy that they finally moved out.

I heard a story where in a house share, there was a really noisy roommate. He would play loud music late at night, every night. Not only that, but he also had friends over constantly who were equally noisy. The other housemates couldn't get any proper sleep or study in peace. They tried to talk to him, but he just ignored them and continued his inconsiderate behavior.

One horror story could be about a haunted house. In the '5 page horror stories', there might be a description of an old, dilapidated mansion on the outskirts of town. People who enter it start to hear strange whispers and see shadowy figures. The atmosphere is thick with dread, and as they explore further, they find old portraits with eyes that seem to follow them, leading to a terrifying discovery at the end.

In '15 tindwr horror stories', there might be a story about a cursed object. A young girl found an old locket in an antique store. After wearing it, she started having nightmares of a faceless figure. She became ill and no matter what she did, she couldn't get rid of the locket's evil influence until she finally threw it into a deep well.

I'll share this. I found a diary in an old attic. The last entry said 'They're coming for me tonight' and then the handwriting turned into scribbles. I started to hear scratching noises on the attic door right after reading it.

I'm alone. They're not gone.

A possible 5 hr horror story could be spending that time in a derelict house. As soon as you enter, the door slams shut behind you. You explore the rooms, and in one, you find a diary that tells of a grisly murder that happened there. The hours pass slowly as you feel a presence getting closer and closer. You try to break out, but every window and door seems sealed shut.