I think it could be a combined form of a character. For example, if Issei were to somehow gain the power of the Nine - Tailed Fox. He already has his Boosted Gear and his experience in battles in the Highschool DxD world. Adding the Nine - Tailed Fox's chakra would make him an extremely formidable opponent. He could use the fox's chakra to enhance his Sacred Gear even further, and his new form might have abilities that are a combination of both universes, like using the fox's tails as a weapon while also having the power of the Boosted Gear.
It could be Issei if he were to gain Naruto's abilities. He already has his own set of powerful skills in the DxD world. Adding Naruto's chakra and jutsus like the Rasengan or the ability to summon toads would make him extremely formidable.
It's hard to say for sure, but Naruto himself could be a strong contender. His vast array of jutsu and his ability to grow in power constantly could make him extremely powerful. He has faced incredibly tough opponents and come out on top in the Naruto universe, so in a merged universe, he could use his skills to take on the devils and other beings.
Probably Great Red from Highschool DxD. He's already an extremely powerful being in his own universe. If he were to encounter the power of the Omnitrix and all the alien forms in Ben 10, he could potentially assimilate or use those powers in some way to become even more powerful.
It could be Naruto himself. He has an enormous amount of Chakra and his ability to learn new techniques quickly. If he were to partner with a powerful Digimon like Omnimon, he would be nearly unstoppable. His ninja skills combined with Omnimon's power would make him a force to be reckoned with.
It's hard to say for sure, but some might argue that it could be Julius Novachrono from Black Clover. His time - magic is extremely powerful, and he could potentially manipulate time to his advantage in battles against the Highschool DxD characters. He could stop time and land fatal blows before his opponents even realize what's happening.
It's really hard to say. Goku in his Super Saiyan Blue form has incredible power and can destroy planets. But Naruto in his Six Paths Sage Mode also has amazing abilities. However, if we consider raw power, Goku might be more powerful as he can reach levels of power that can destroy entire solar systems. But Naruto's intelligence and his ability to strategize could give him an edge in a fight.
It's really hard to say. Naruto has some extremely powerful characters like Naruto himself with his Nine - Tails chakra and Sage Mode. But in Yu Yu Hakusho, characters like Yusuke at his Mazoku form are also incredibly strong. It might depend on how the crossover is written. If the power - up systems are combined in a certain way, it could be a character who manages to blend both types of powers most effectively.
Akeno Himejima from Highschool DxD has her powerful lightning abilities. If she were to face off against someone like Bakugo from My Hero Academia, it would be an interesting match. Bakugo has his explosive quirk and his aggressive fighting style. Akeno, on the other hand, has her elegance and control over lightning. It would depend on the situation and how their powers interact in the fanfiction scenario.
It's hard to say for sure, but Ruby could be a very powerful character. Her speed and scythe skills are already formidable in the RWBY universe, and if she were to gain some of the combat knowledge from For Honor, like the strategic thinking of a For Honor general, she could be extremely powerful. She might be able to quickly analyze her opponents' fighting styles and counter them effectively.
It could be Issei from High School DxD if he were to gain Naruto's abilities. His already formidable power with the Boosted Gear, combined with Naruto's jutsus like the Rasengan or even the ability to use chakra, would make him extremely powerful. He could use chakra to enhance his physical abilities even more during his devil forms.