There are definitely examples. In certain parts of the Southwest United States, for example, where there is an influence from Spanish and Mexican architecture, one - story houses with white stucco and black trim are quite common. The white stucco helps keep the house cool in the hot climate, and the black trim gives it a distinct look. These houses may have arched doorways and windows, with the black trim emphasizing their shape. Another place could be in some European - inspired developments in North America, where developers aim to recreate the charm of European architecture. The white stucco and black trim on a one - story house can create a cottage - like or villa - like appearance, depending on the overall design and surrounding landscaping.