What are some 'workers comp horror stories'?

One horror story is when an injured worker in Ohio was repeatedly denied proper medical treatment by the workers' comp insurance. They claimed the injury wasn't work - related even though it clearly was. The worker had to fight for months just to get an MRI approved and in the meantime, his condition worsened.

Another problem is the delay in getting benefits. Workers might be waiting for months while their medical bills pile up. For example, if they need physical therapy right away but the workers comp process drags on, it can be a real nightmare. Also, insurance - approved doctors sometimes under - report the severity of the injury, which leads to insufficient compensation.

One story is about a gardener. He was watering the plants with a hose and got distracted by a beautiful butterfly. He ended up spraying himself in the face with the hose and slipped on the wet grass. He filed for workers comp as he said the garden layout should be designed in a way that doesn't cause distractions. Another is a waiter who was carrying a tray of drinks. He saw a famous actor at a nearby table and got so excited that he tripped over a chair leg and spilled the drinks all over himself. He tried to claim workers comp.

Some horror stories also involve complex legal procedures. Workers often don't understand all the legal jargon and requirements. I heard about a case where a worker missed a deadline for filing some paperwork for his workers comp claim because he simply didn't understand what was required. As a result, his claim was denied, and he had no way to appeal. It's really sad because he was genuinely injured on the job and needed the compensation to support his family.

Sure. There was a guy who worked in an office. He tripped over his own shoelace while walking to the coffee machine. He was so embarrassed but filed for workers comp because he claimed it was the office's slippery floor that made him trip more easily. Another one was a construction worker who got chased by a stray dog on the site. He ran so fast he bumped into a stack of bricks and got a bruise. He tried to get workers comp saying the site should have better security against stray animals.

Repetitive motions are very common. For example, workers who do assembly line jobs and constantly bend or twist their backs are at high risk. Another cause is lifting heavy objects without proper training or equipment. Like in construction sites where workers may try to lift more than they can handle.

There was a factory worker who had to constantly bend over to pick up parts from the conveyor belt. Over time, this repetitive motion caused a back injury. She started feeling pain in her upper back and it got worse every day. She filed for workers comp and with the help of it, she received physical therapy. The therapy included exercises to strengthen her back muscles and reduce the pain. She also got compensation for the lost working hours during her treatment.

There are cases where the workmans comp process is so slow that it causes a lot of distress. A factory worker had a back injury at work. She filed for workmans comp right away. But it took months just to get an initial assessment. In the meantime, she couldn't afford proper medical treatment and was in constant pain. The whole process dragged on for years, and she almost lost her house because of the financial strain.

One horror story could be long working hours with little break. Workers are often made to work back - to - back shifts without proper rest. This can lead to extreme fatigue and affect their health and family life.

Horror comp novels often have a sense of the unknown. This could be an unexplained phenomenon or a mysterious place. In 'House of Leaves', the house that defies the laws of physics is a great example. They also tend to play on our primal fears, like the fear of death or the fear of the dark. In 'Pet Sematary', the idea of death being defied in a wrong way is terrifying. Moreover, they can use gore and violence sparingly but effectively, like in 'The Exorcist' where the physical manifestations of the demon are quite gruesome.