Well, it's hard to say for sure. Ghost stories often blend fact and fiction. Maybe some elements of Kate Morgan's stories have a basis in real events that got embellished over time.
In the case of Kate Morgan ghost stories in 'Beyond Chance', there could be some truth to them. Sometimes, when people experience strange things, they pass on those stories. However, there's no scientific proof of ghosts. It could be that there were misunderstandings or misinterpretations of natural phenomena that led to these spooky tales.
Regarding the Kate Morgan ghost stories in 'Beyond Chance', while they make for great, spooky tales, the likelihood of them being completely true is low. Our minds are wired to find patterns and explanations, and in the absence of clear knowledge, we might attribute strange happenings to the supernatural. But without solid evidence, it's more likely that these are fictionalized accounts inspired by local lore or the human need to create mystery.