Well, it might also be that Steven gets hurt in a more emotional way. In the fanfiction, he could be betrayed by someone he trusts deeply. This emotional hurt could manifest as a kind of inner pain that affects his ability to use his powers or interact with others in a positive way. This would add an interesting layer of depth to the story as he has to not only deal with the emotional pain but also any physical consequences that come from it, like not being able to focus during a fight and getting accidentally injured.
One scenario could be that Steven is exploring an unknown area and stumbles upon some sort of dangerous trap that causes him harm. It could be a hidden energy field or a collapsing structure. Another possibility is that he gets hurt while trying to protect his friends. He might jump in front of an attack meant for someone else, like Connie or the Crystal Gems, and bear the brunt of the injury.
Steven could get hurt while experimenting with his powers. He might push himself too far in an attempt to discover new abilities or to use his existing ones in a more powerful way. This overexertion could lead to him getting physically or mentally hurt. Also, he could be hurt by a Gem who has a vendetta against the Crystal Gems and targets Steven as a way to get back at them.
One possible scenario could be Meredith getting hurt during a surgical procedure. Maybe there's a complication, like a sudden bleed or an equipment malfunction. Another could be she gets into an accident outside the hospital, like a car crash on her way home. And it could also be that she gets hurt in an act of self - sacrifice to save a patient or a colleague.
Perhaps in the 'lydia gets hurt fanfiction', Lydia is hurt while exploring a dangerous and unknown place. She could step on a hidden trap, like a spike pit or a poisoned dart trap, which causes her physical harm and then she has to struggle to survive and find help in that hostile environment.
In 'bella gets hurt fanfiction', one possible scenario could be that Bella gets physically injured during a fight with a supernatural being, like a vampire. Another could be she gets hurt accidentally while exploring a dangerous place.
In some 'goku gets hurt fanfiction', he might get hurt while protecting his friends or family. For example, he could take a fatal blow meant for someone else. This would not only physically harm him but also add an emotional aspect to the story as his loved ones would be worried and try to save him.
One possible scenario could be Ben getting hurt during a battle with a powerful alien. Maybe he underestimates the enemy's strength and gets seriously injured. Another could be that he gets hurt while trying to protect someone, like his grandpa or Gwen. It could also be due to some malfunction of his Omnitrix.
In 'ginny gets hurt fanfiction', it could be that Ginny is poisoned. Maybe she drinks something that was meant for someone else, or she eats a poisonous plant by mistake while on a Herbology adventure. Another idea is that she gets hurt during a magical accident in the Potions classroom. The cauldron could explode or the potion could have an unexpected and harmful reaction on her.
In the fanfiction, it could be that he gets into a fight with someone who doesn't like him and gets punched in the face, leaving him with a black eye and a swollen lip.
In some fanfictions, Clary might get hurt because of a betrayal within the Shadowhunter community. For example, someone she trusts might lead her into a trap where she gets injured. It could be a complex plot where the betrayer has their own motives, like jealousy or a desire for power. This would not only physically harm Clary but also emotionally shatter her trust in those around her.
One scenario could be that Spongebob is participating in a boating school test with Mrs. Puff. He gets overly confident and tries a really difficult maneuver. As a result, the boat crashes into a rock, and Spongebob hits his head on the steering wheel. He's dazed and confused, and Mrs. Puff has to figure out how to get him back to shore safely.