Maybe in the 'Harry Potter in Undertale fanfiction', Harry discovers that Voldemort has also found his way into the Undertale world and is trying to gain power there. Harry has to learn the rules of this new world quickly. He befriends Sans and Papyrus. Sans, with his knowledge of the resets in Undertale, helps Harry understand how to manipulate time in a way that could give him an edge against Voldemort. Papyrus, on the other hand, is enthusiastic about Harry's magic and they train together to fight off Voldemort's minions in the Undertale world.
A cool plot could be that the Sorting Hat from Harry Potter appears in the Undertale world. The monsters are very confused by this strange object. Harry, who has arrived in the Undertale world, has to explain what the Sorting Hat does. Then, the Sorting Hat starts sorting the monsters into Hogwarts houses based on their personalities. Some of the more determined and brave monsters like Asgore go into Gryffindor, while the more intelligent and cunning ones like Alphys end up in Slytherin. This causes a lot of chaos and also unity as the monsters start to understand themselves and each other better, with Harry in the middle as a guide and a friend.
One idea could be that Harry Potter accidentally finds a portal to the Undertale universe while exploring the Forbidden Forest. He has to learn the rules of this new world, like dealing with the concept of LOVE and EXP. Maybe he teams up with Sans to fight off Voldemort who has also found his way into the Undertale world and is causing chaos by using dark magic on the monsters.
Well, perhaps Bowser somehow makes a deal with some of the more malevolent characters in the Undertale world, like Flowey. Then Mario has to not only deal with Bowser but also the new threats from the Undertale realm. He might have to learn about the concept of LOVE and EXP in the Undertale world to fully understand how to defeat his enemies. And along the way, he could meet Sans and Papyrus, and they could have some really funny exchanges due to their very different personalities.
One possible plot could be that Naruto, while on a mission, somehow gets transported to the world of Undertale. He teams up with Frisk to stop Flowey from taking over both their worlds. Naruto's ninja skills, like his shadow clones, could be used in creative ways in the battles against the monsters in Undertale.
One interesting plot could be that the main character from DDLC, say, the protagonist, gets transported into the Undertale universe. They could start in the Ruins and interact with Toriel. Since the DDLC character is used to a different kind of world, their reactions to the monsters and the unique magic in Undertale would be fun to explore. Maybe they could try to use their knowledge from DDLC to solve some of the problems in Undertale, like trying to understand the nature of EXP and LOVE in the context of their own experiences.
One idea could be that Mewtwo somehow gets transported to the Harry Potter universe. It could be mistaken for a very powerful magical creature. Harry and his friends could initially be wary of it, but then realize it has no intention of harm and they team up to fight against the dark forces in the wizarding world using Mewtwo's psychic powers.
Another plot could be that Voldemort discovers Powergirl's existence and sees her as a threat. He tries to manipulate the wizarding world against her. But Harry and his friends believe in her and together they work to expose Voldemort's lies and also learn from Powergirl about different ways of fighting evil. Powergirl could introduce new concepts of justice and heroism to the wizarding world.
One possible plot could be that Harry discovers a hidden magical realm in the Pokémon world during one of his adventures. There, he meets Rayquaza. Rayquaza, being a powerful Pokémon, senses the strong magic within Harry. Together, they have to fight against a dark wizard who has found a way to corrupt Pokémon and use them for evil purposes in both the wizarding world and the Pokémon world.
Maybe the Timekeeper is actually a descendant of an ancient wizarding family who was tasked with keeping time in balance. In the fanfiction, Voldemort discovers this and tries to use the Timekeeper's powers to go back in time and prevent his own downfall. The Timekeeper has to fight against Voldemort's minions while also trying to find a way to protect the timelines. Harry and his friends get involved when they notice strange time - related disturbances around the school. They join forces with the Timekeeper to stop Voldemort's evil plan.
In a fanfiction, the Triforce could be split among Harry, Ron and Hermione. Harry gets the Triforce of Courage, Ron the Triforce of Power (which he learns to use in a more responsible way), and Hermione the Triforce of Wisdom. Together, they combine their powers of the Triforce with their magic skills to defeat Voldemort once and for all. The Triforce's power could also be used to reform the wizarding world, bringing more equality and peace.
Well, perhaps the magical creatures from the Harry Potter universe end up in the '300' setting. Dragons could be used by the Spartans to fight their enemies. The centaurs could also join the battle, lending their archery skills. And Harry could learn some combat skills from the Spartans, which he could then use back in the wizarding world to fight Voldemort's Death Eaters.