Well, he could be an OC with a healing quirk. In the fanfiction, he starts helping out injured students during training sessions. This catches the attention of several female characters. Some might see him as a valuable asset to their future hero teams, while others develop a more personal attraction. The harem could then be formed as these girls start competing for his attention in a friendly way, like trying to bring him the best lunches or inviting him to exclusive study sessions.
Maybe the male OC is an exchange student from another country with a very rare quirk. His foreign charm combined with his quirk, say something like the ability to communicate with animals, draws in a diverse harem. There could be a girl who is interested in animals and wants to learn more from him, another who is simply fascinated by his different cultural background. As they interact more, they form a close - knit group that supports each other in their hero - training journey.
Perhaps the OC has a hidden past related to a villain organization, and the harem members are initially suspicious but as they get to know the OC better, they realize there's more to the story. This could create a lot of drama and conflict as the OC tries to prove their loyalty while also dealing with their growing feelings for the harem members.
One idea could be to make the character with the lightning quirk have a fear of water. This would add an interesting dynamic as lightning and water don't mix well. They could struggle to control their quirk when near water, and it could be a source of internal conflict for them.
The male OC could be designed with a laid - back personality but with a hidden intensity when it comes to using his quirk. Physically, he could have longish hair that he often brushes out of his face in a cool way. He might wear a combination of modern streetwear and some traditional hero - like accessories, like a cape - like scarf. His quirk could be related to energy projection, which gives him an edgy look when he uses it, with glowing energy coming from his hands.
A cool plot for a male oc fanfiction could be an oc who is from a family of villains but wants to be a hero. He has to constantly fight against the stigma and suspicion from his classmates and teachers. He might have a quirk that is seen as villainous, like the power to create illusions that can cause fear, but he uses it in positive ways, like creating distractions during rescue missions. Also, an oc with a quirk that lets him transform into different elements could be interesting. He could struggle with controlling his powers at first and accidentally turn into water during a classroom session.
One plot idea could be that the Saiyan OC is mistaken for a new type of villain at first. As they try to prove they're not a threat, they start to make friends and learn about heroism. Another idea is that they discover a connection between Saiyan powers and some of the hidden secrets in the MHA world. Maybe there's an ancient power source that only a Saiyan can unlock.
Another source of inspiration is real - life events. If there's a social issue like discrimination, you can translate that into the MHA universe. Suppose your OC is from a group that's discriminated against because of their quirk type. This could lead to a story about fighting for equality. Also, think about the relationships between characters in the show. What if your OC has a complicated relationship with a canon character? That could be a great plot point.
A great plot could involve the ruthless OC being a double agent. They pretend to be a hero but are actually working for a secret villain group. As they interact with the heroes, they start to have doubts about their loyalty to the villains. Maybe they fall in love with a hero, which further complicates things. Another plot is that the OC has a vendetta against a particular hero or villain family. They use their ruthless tactics to systematically take down members of that family one by one. Also, the OC could be part of an experiment that gives them super - ruthlessness, and they have to deal with the consequences of this new - found trait.
One idea could be an OC with a unique quirk that doesn't seem powerful at first but has a hidden potential. For example, an OC who can manipulate shadows in a very limited way, but discovers they can use it to travel between dimensions in the shadows. Another could be an OC who is a foreign exchange student with a quirk that is considered abnormal in the My Hero Academia world, like a quirk that allows them to communicate with plants and use them as allies in battle. Or an OC who has a quirk that lets them see the future but only in their dreams, and they have to figure out how to use this information to help their classmates and heroes.
Perhaps in this genderbend harem fanfic, the female Deku is a new transfer student to a school dominated by male students who are all attracted to her kind - hearted and heroic nature. And they all compete to be her sidekick in battles.
A good plot for My Hero Academia Vigilante OC fanfiction could start with the OC finding a strange quirk - enhancing drug on the streets. This leads them to investigate a new criminal organization that is creating and distributing these drugs. As they dig deeper, they realize that this organization has ties to some powerful people in the hero world. Along the way, they might meet an old friend who has turned to the dark side and is involved with the organization. They have to decide whether to save their friend or focus on taking down the organization. Another plot could be that the OC's secret identity is at risk of being exposed when a nosy journalist starts following their every move.