Share your Amex horror stories.

A common one is the unexpected account closure. People have reported that Amex just closes their accounts without proper warning or explanation. Another is the high - interest charges that sometimes seem to be miscalculated.

One story I heard was about a business traveler. He was in a foreign country and had some unexpected flight changes. Thanks to his Amex Black Card, the card's concierge service not only rebooked his flights quickly but also arranged for a luxury car to pick him up from the airport and take him to his hotel. It was a seamless experience, showing the power of the card's services.

One story I heard was about a cardholder who was in a small town and desperately needed a specific type of rare wine for a special occasion. The Amex black card concierge managed to track down a bottle from a private collector nearby and had it delivered within hours. It was like magic for the cardholder.

There was this time I was in an old hotel. I was staying in a room on the top floor. In the middle of the night, I heard faint footsteps in the hallway. Then, the doorknob started to rattle as if someone was trying to get in. I called the front desk but no one answered. I pushed a chair against the door and sat there trembling until morning.

I had a horrible time at the airport when I missed my flight. I got caught in a long security line that moved extremely slowly. By the time I got through, the gate had already closed. I had to pay a hefty fee to rebook my flight, and then I had to wait around for hours in the airport until the next available flight. It was a really frustrating and expensive ordeal.

Well, I once hired a graphic designer on Fiverr. They promised amazing work within 3 days. But when the time came, all I got was a half - done job with very low - quality graphics. It was a total waste of my time and money.

I had an exam where the room was freezing cold. My hands were shaking so much that I could barely write. And on top of that, the exam was really difficult. I kept blanking out on answers that I knew I should have remembered. It was a horrible experience.

Once I used a new face cream that was highly recommended. But after a few days, my face became extremely red and itchy. It turned out I was allergic to one of the ingredients.

Once on the muni, I saw a huge rat running across the floor. It was so disgusting and everyone was screaming. The driver just kept driving as if nothing happened.

One of my slumlord horror stories was when the landlord refused to fix a leaking roof for months. Rain would pour into my bedroom, ruining my furniture and clothes. Every time I called, he'd make excuses like he was waiting for parts or the repairman was busy. It was a nightmare living in those wet conditions.