Well, I heard about a guy who was trying to file a claim because a seagull had pooped all over his car. He thought his car insurance would cover the car wash cost. But of course, the insurance company said it was an 'act of nature' and not covered. He was so frustrated and ended up having to pay for the car wash himself while ranting about seagulls being a menace to his shiny car.
There was this lady who accidentally backed her car into her own mailbox. She immediately called her car insurance, all flustered. The insurance agent had a good laugh when she told the story. In the end, the damage was so minor that the deductible was more than the cost of fixing the small dent on her bumper, so she just left it as it was and learned to be more careful when reversing.
Sure. One time my friend got his car insurance bill and it was way more expensive than he expected. When he called to ask why, the agent said it was because he lived in an area with a lot of 'car-eating trees'. Turns out there were a lot of old oak trees that had a habit of dropping branches on cars during storms.
A man thought his comprehensive car insurance covered everything, so when his kids drew all over his car with washable markers, he called the insurance company. They had to explain that it was not a covered event. He was so embarrassed. He thought any kind of 'damage' to the car was covered.
Definitely. There are often people at car shows who come dressed in really outlandish outfits to match the cars. I saw a man wearing a shiny silver suit to match a chrome - plated car. He was posing so seriously that it was both strange and funny at the same time. There are also times when a car's special feature malfunctions in a comical way during the show, like a convertible top getting stuck halfway open.
One option is to try to repair the car yourself if you have some mechanical skills. You can watch online tutorials and buy the necessary tools and parts. Another thing you can do is to see if there are any local charities or organizations that help people in your situation. They might be able to provide some financial assistance or at least give you some advice on how to get the car fixed.
I had a car trip where we got lost. But it turned out to be a great adventure. We found a hidden little town that wasn't on the map. The people there were so friendly and showed us around. We learned about their local traditions and it was an eye - opening experience.
I heard of a case where a driver paid their premiums on time every month. Then when they had a minor fender - bender, the insurance company found a loophole in the policy to deny the claim. It turned out some small print said that a certain type of repair wasn't covered, which the driver wasn't aware of. They were stuck with a big repair bill.
Once, my friend was snowboarding down a slope. He was trying to do a cool trick but ended up falling face - first into a big pile of soft snow. When he got up, his goggles were completely covered in snow and he looked like a snow monster. He couldn't see a thing and started waving his arms around blindly, which made all of us laugh so hard.
A woman was singing in the shower at the top of her lungs. She thought she sounded amazing. But when she got out, she found out that her window was open and her neighbors had been listening the whole time. They all had big smiles on their faces.
Delayed claim processing is common. Like when insurers take forever to assess a claim. Another is claim denial for flimsy reasons, such as small - print exclusions.
One horror story is when the insurance company tried to deny a claim for a legitimate accident. The driver had clear evidence of the other party's fault, but the insurer kept delaying and asking for more and more paperwork. It took months of fighting and stress to finally get the claim approved.
Yes. A funny insurance story involves a man who insured his very large and rather smelly feet. He was a professional foot model and thought his feet were his livelihood. Another one is about a family who insured their Christmas tree every year. They had a very elaborate and expensive tree with all kinds of heirloom ornaments. And there was a person who insured his collection of old chewing gum wrappers. He thought they were collector's items and wanted to protect his investment.