Obviously, the female version of Tobirama would be a main character. The baby would also be a central figure. And perhaps some of Tobirama's old comrades like Hashirama could be important characters too. Hashirama might offer his support and wisdom to the female Tobirama during her time with the baby.
The main characters could include the fem Tobirama, of course. Then, there could be a new character, a young ninja who befriends the fem Tobirama during her pregnancy or after the baby is born. This young ninja could help her with various tasks like taking care of the baby when she is on a mission. Also, the baby itself would be a key character, with its own unique personality traits that develop as it grows up in the fanfic.
One possible plot could be that in a world where Tobirama has a female counterpart, she discovers she is pregnant. The story could then focus on her journey through the pregnancy while also dealing with the political and ninja - related challenges in the Hidden Leaf Village. She might face doubts from the villagers, but with the support of her friends and allies, she prepares to bring new life into the village.
Sakura could be a main character. She might be the one who takes on a motherly role towards baby Naruto. She'd be very protective and try to teach him basic things. Kakashi could also be important. He'd use his wisdom to figure out how to deal with this situation and also keep an eye on Naruto's safety.
It could be a rogue ninja who has discovered some ancient and dangerous jutsu that Tobirama once sealed away. This antagonist would be seeking to use the jutsu for their own evil purposes and Tobirama, in his reborn state, has to stop them.
It could be a rogue ninja from Tobirama's time who has a vendetta against the Senju clan. This ninja might have been waiting for the perfect moment to strike at Tobirama when he is alone or vulnerable. Naruto then has to face this powerful and vengeful enemy to save Tobirama.
One of Tobirama's students, like Kakashi's father, Sakumo Hatake, could be a main character. He would be eager to prove himself by finding a way to heal his teacher. He could face many challenges and grow as a character throughout the process of trying to save Tobirama.
Well, Mito Uzumaki could be a very popular supporting character. She was Hashirama's wife. In a fem Tobirama fanfic, she could be a friend or an ally to the fem Tobirama. Danzo Shimura might also be included. His shady nature and his different views on the village can create conflict and tension. And don't forget about Jiraiya. His flamboyant personality and his skills as a shinobi can add some humor and action to the story when paired with a fem Tobirama.
The baby could be the child of a fallen ninja. Maybe the ninja was an ally of Naruto's and before dying, entrusted Naruto with the baby. This would add an emotional depth to the story as Naruto would feel a great sense of responsibility to raise the baby well.
The other female Bijuu are also main characters. Each of them may bring different elements to the story. They could have distinct personalities, abilities, and backstories. For example, one female Bijuu might be more calm and wise, while another could be more hot - tempered. Their interactions with Naruto and with each other are important aspects of the story.
A powerful demon or dark spirit could be the main antagonist. This entity could be attracted to the combined power of Naruto and fem Apollo. It might seek to drain their powers to become even more powerful itself. For example, it could be a demon from Naruto's world that has somehow crossed over into Apollo's realm and is causing chaos there, targeting both Naruto and fem Apollo because they pose a threat to its plans.
Yes, there could be such fanfics out there. Fanfic writers often come up with creative family relationships that deviate from the original Naruto storyline. They might explore how Naruto's character would be different if he had such a relation to Tobirama. Maybe in these fanfics, Naruto could inherit some of Tobirama's unique jutsu or characteristics, which would add a whole new dimension to his character development and the overall story.