What are the scariest ghosts n ghouls stories you've heard?

The story of the Grey Lady in an old English manor house is really scary. She's said to be the spirit of a noblewoman who was betrayed by her lover and killed herself in the house. People who've stayed there have seen her apparition in the corridors at night, her long grey dress trailing behind her. Just the thought of seeing a ghostly figure in an old, creaky house is terrifying.

One famous ghosts n ghouls story is the legend of Bloody Mary. It is said that if you stand in a dark bathroom, light a candle, and say 'Bloody Mary' three times, a spooky apparition might appear. Another is the story of the Headless Horseman. He rides through the night looking for his lost head. And then there's the tale of the White Lady who haunts old castles, often seen wandering the halls in a flowing white dress.

A friend told me about a neighbor who would leave creepy notes on their door. The notes were full of strange symbols and threats. It was so scary that they had to move out in the end.

I heard a story where a family moved into a new house. The bathroom always had a strange smell, like rotting something. Whenever they flushed the toilet, it would make a gurgling noise as if something was trying to come up. One day, the daughter was in the bathroom and she saw a black hand reaching out from the toilet bowl. She screamed and they never used that bathroom again.

I heard a story where a person was about to get on a plane. But they had this gut - wrenching feeling that something bad would happen if they boarded. They didn't go. Later, that plane crashed. It's really scary how their intuition could have sensed something so terrible.

One of the scariest is when a cloud service provider had a major outage. Many businesses relying on their services were left in the lurch. Their websites went down, and they couldn't access important data stored in the cloud. It showed how vulnerable businesses are when they put all their digital eggs in one basket.

A really scary military story is about a ship at sea. The crew started experiencing strange electrical glitches and then saw apparitions on the deck. It was a military vessel that had a history of some violent incidents in the past, and it seemed like the spirits of those who died were still lingering.

I heard of a Holi horror story where a woman's white dress got completely ruined by some boys who threw not just colored powder but also muddy water at her. She was humiliated and felt very scared as she was all alone and they were being very aggressive. It was a horrible experience for her during what should have been a festive time.

The scariest one I've heard was about a guy who would break into people's houses at night and just stand at the foot of their beds watching them sleep. He never stole anything or hurt them physically, but the idea of someone just standing there in the dark is terrifying.

I heard about a waterpark where a person almost drowned in the main pool. The lifeguards were slow to react as they were chatting among themselves. It was a really close call and the victim was in the water gasping for air for what felt like an eternity before help finally arrived.