In this type of fanfiction, a significant plot point could be the way Naruto's transformation into a female affects her character arc. Maybe she becomes more in tune with her emotions, which in turn affects how she harnesses Kurama's power. For instance, instead of brute force, she might use a more intuitive and emotional connection to Kurama. This could lead to new jutsu or power - up scenarios that are unique to this female version of Naruto. And her relationships with other characters like Sasuke and Sakura would also take on new dimensions as a result of her gender change.
One possible interesting plot point could be how Naruto, as a female, copes with the new social dynamics in the ninja world. For example, she might face different expectations from her male counterparts. Another could be how her relationship with Kurama changes. Since Kurama is a powerful and somewhat unpredictable force, a female Naruto might interact with it in a more empathetic or different way compared to male Naruto.
Perhaps in the fanfiction, the female Kurama forms a special bond with Naruto where she can transfer some of her unique powers to him in a different way than in the original story. This could lead to Naruto developing new jutsu and facing new enemies that are attracted by this new power. For example, a group of rogue ninjas who want to steal this power-transferring ability.
Well, one possibility is that Naruto, turned into a wolf, might have to adapt to a new form and new abilities. He could use his wolf form to his advantage in combat, perhaps having enhanced senses like better smell and hearing. He might also face challenges in being accepted by his friends in this new form.
One idea could be that the female Kurama has the ability to take on a human form and she and Naruto meet in a secret forest. She initially tries to trick Naruto but ends up falling in love with his pure heart. Another could be that she gets separated from her fox form and has to rely on Naruto to protect her while she regains her strength. And a third idea is that they are both sent on a special mission together by the Hokage, and during the mission, they develop feelings for each other.
Maybe in this fanfiction, Naruto as a female could develop a different kind of relationship with Sasuke. Since the dynamic between male - female friends can be distinct from male - male friendships, it could lead to new story arcs and character growth for both of them.
One plot could be that the female Naruto is the only one who can calm Kurama during his rages. This gives her a special role in the village. She has to balance her normal ninja training with the responsibility of keeping Kurama in check. It could lead to some interesting situations where she has to use her wits and newfound bond with Kurama to save the village from threats.
One idea could be that she uses the Kurama costume to gain special powers related to Kurama. For example, it might allow her to communicate better with the real Kurama or access some of its chakra in a unique way. Another plot could involve her wearing the costume to a big ninja event and being mistaken for a new, powerful ninja. This could lead to her getting involved in a big battle where she has to prove herself.
Maybe the female Kurama was once a human who was transformed into a Kurama due to a powerful curse. In the fanfiction, Naruto could help her break the curse. This would create a deep emotional bond between them as they go through the process of understanding her past and finding a way to reverse the transformation.
A plot could involve Naruto having to go on a journey within his own mind to save Kurama from some sort of dark influence. During this journey, they discover hidden aspects of each other's personalities. Naruto might find out that Kurama has a soft side that he's never shown before, and Kurama could learn about Naruto's insecurities. This could lead to a stronger bond between them, and when they return to the real world, their combined strength is even greater. And as their relationship deepens, they face challenges from the outside world that test their new - found connection.
One idea could be that Naruto and Kurama have a day - out in the Hidden Leaf Village. They visit all the places Naruto used to go as a kid, like Ichiraku Ramen, and Kurama makes funny comments about human food. Another could be that they team up to prank the other villagers in a harmless way, just for fun.
In some 'naruto and kurama merge fanfiction', Naruto might gain new and extremely powerful abilities. For example, he could have enhanced physical strength and speed far beyond his normal limits. This merge could also lead to a new form of chakra control, allowing him to perform techniques that were previously impossible.