Thor could also be very powerful. He has his Asgardian strength and his hammer (or Stormbreaker). If he were to also gain the ability to use magic like the wizards in Harry Potter, he could be near - invincible. He could call lightning while also casting spells. And his knowledge of different realms could give him an edge in any battles that span across the combined universes.
However, Dumbledore is also a very powerful character. His wisdom and his vast magical knowledge could make him a force to be reckoned with in the combined universe. He could use his magic to outwit many of the Avengers' enemies. He could also potentially find ways to neutralize the power of the Infinity Stones if he studied them long enough. His ability to see into people's minds and his strategic thinking would be valuable assets in any situation.
It could be Akuma. He is extremely powerful in the Street Fighter universe with his dark Hadou powers. In a combined universe, his ability to manipulate dark energy could be enhanced by the magic in the Harry Potter world. He could potentially learn spells and use them in combination with his fighting skills, making him an almost unstoppable force.
Doctor Strange would be a very powerful contender. His mastery over the mystic arts in the Avengers universe gives him abilities like time manipulation, astral projection, and creating portals. However, in the Harry Potter universe, Dumbledore is extremely powerful with his vast knowledge of magic, his ability to use powerful spells like the Patronus charm on a large scale, and his strategic mind. So it's really hard to say who would be the most powerful as they both have different strengths.
It could be Albus Dumbledore. He has great magical knowledge and power in the 'Harry Potter' universe. When combined with the 'Fate Stay Night' elements, he might be able to outwit even the most powerful Servants. His ability to plan and his understanding of magic could give him an edge in any conflict.
It's hard to say for sure, but Ruby could be a very powerful character. Her speed and scythe skills are already formidable in the RWBY universe, and if she were to gain some of the combat knowledge from For Honor, like the strategic thinking of a For Honor general, she could be extremely powerful. She might be able to quickly analyze her opponents' fighting styles and counter them effectively.
It's hard to say for sure, but many would argue that Naruto could be extremely powerful. His ability to use chakra, perform various ninjutsu, and access the power of the Nine - Tails gives him a huge edge. However, characters like Thor with his godly powers and the Hulk with his incredible strength also can't be underestimated.
It could be Naruto himself. He has an enormous amount of Chakra and his ability to learn new techniques quickly. If he were to partner with a powerful Digimon like Omnimon, he would be nearly unstoppable. His ninja skills combined with Omnimon's power would make him a force to be reckoned with.
Gohan in his Ultimate form could also be a very powerful character in this combined fanfiction universe. He has incredible strength and intelligence in combat. But on the RWBY side, Ozpin has a lot of hidden power and knowledge. Still, when comparing their power levels, Gohan's physical strength and energy projection abilities are on a different scale. He could potentially take on even the toughest Grimm with ease. So, overall, Gohan might be among the most powerful in this crossover scenario.
It's hard to say for sure, but Master Chief could be a strong contender. His combat training and advanced armor give him an edge. However, Darth Sidious is extremely powerful with his dark side abilities. He could potentially manipulate Master Chief if he got the chance. But then again, the Forerunners from Halo have such advanced technology that they might be able to counter the Force -powers. So it really depends on how the story is written.
I think it could be a combined form of a character. For example, if Issei were to somehow gain the power of the Nine - Tailed Fox. He already has his Boosted Gear and his experience in battles in the Highschool DxD world. Adding the Nine - Tailed Fox's chakra would make him an extremely formidable opponent. He could use the fox's chakra to enhance his Sacred Gear even further, and his new form might have abilities that are a combination of both universes, like using the fox's tails as a weapon while also having the power of the Boosted Gear.
Honestly, it might be a combination of characters. For instance, if Batman and Hermione Granger worked together. Batman is known for his intelligence and strategic planning. Hermione is extremely intelligent and well - versed in magic. Batman could come up with a plan to take on a powerful enemy, and Hermione could use her magic to execute it. They could analyze the enemy's weaknesses, whether it's a superpower or a type of magic, and then use their combined skills to defeat them. This combination of brains and magic could make them a very powerful force in the combined fanfiction world.