Recently, a large number of users have complained about the deduction of money. According to the content of the complaint, a loan software called "Little Deer White Card" appeared in the complaint at the same time as the freshman payment. After the user submitted the Captcha in the loan software, the membership fee of 298 yuan was deducted, and the freshman payment was complained about providing payment services. Although the customer service said that the money would be returned after applying for a refund, the user said that the refund had not been received and the customer service could not be contacted. In addition, some users reported that they had encountered similar problems on other loan platforms, and the deduction payment company also paid for the freshmen. In recent years, Freshman Pay has been fined many times for merchant management issues, including settlement of funds to accounts with different names and illegal provision of "T+0" settlement to merchants who do not meet the requirements. For the problem of arbitrary deduction of money, the determination of responsibility needed to pay attention to whether the third-party payment institution had fulfilled the relevant audit obligations, and carried out the necessary notification process to the payment user according to the supervision requirements before deduction. At present, the freshman payment had not responded to this. " Rebirth " was originally written by " Fei Ke's Banquet." The novel was also very exciting. If you want to understand the plot in advance, quickly click on the book link below to read it!
The payment of freshmen had attracted much attention due to malicious deductions. According to reports, in 2021, Xinsheng Pay was fined by the central bank for settling funds to non-identical accounts of merchants and providing "T+0" settlement to unqualified special merchants in violation of regulations, with a fine of nearly 9 million yuan. As for the deduction, industry insiders said that payment companies needed to be responsible when reviewing merchants 'qualifications, but from the perspective of social responsibility, payment companies might not fulfill their obligations. In user complaints, Freshman Pay was accused of providing payment channels for some online lending platforms, and users were maliciously charged after filling in the Captcha. Although Freshman Pay's role in the payment channel was to bear the payment function, Freshman Pay did not give a clear answer to the malicious deduction. Therefore, the division of responsibility for the deduction of the freshmen's payment still needed further investigation and confirmation. " Rebirth " was originally written by " Fei Ke's Banquet." The novel was also very exciting. If you want to understand the plot in advance, quickly click on the book link below to read it!
Blackberry novels was an online reading platform that provided a paid reading service. When using Blackberry novels to read a novel, you need to pay a fee before you can start reading. If you encounter any problems during the reading process or need to quit reading, you can quit at any time without deducting money. However, if you choose to stop reading, you will not be able to refund the fees you have paid.
The deduction of the money paid by the freshmen was an existing problem. A number of users complained that in the loan software that cooperated with Freshman Pay, their membership fees were deducted after submitting the Captcha. These users said that although the customer service said that they would refund, the refund had not been received. In addition, the new payment also received administrative punishment from the central bank for settling funds to non-identical accounts of merchants and providing "T+0" settlement to unqualified special merchants in violation of regulations. There were problems with the management of the new students 'payment, and they had been fined many times. However, there was no clear answer to the question of whether the freshmen should bear the corresponding responsibility for the payment. " Rebirth " was originally written by " Fei Ke's Banquet." The novel was also very exciting. If you want to understand the plot in advance, quickly click on the book link below to read it!
The money deducted by the freshmen might go to different places. According to the first document, student loans could be directly transferred to the student's AliPay account or the school's corporate account. If the money was transferred to the student's AliPay account, the student could use the remaining money at his own discretion. If the money was transferred to the school's corporate account, the school would deduct the tuition fees, accommodation fees, etc., and the remaining amount would be returned to the student. The exact refund time would be determined according to the school's notice. However, the search results provided did not clearly answer where the money deducted by the freshmen went. Therefore, based on the information provided, I am unable to determine the exact whereabouts of the money deducted by the freshmen.
[Freshman Pay is a third-party payment platform, not a platform for deductions.] Therefore, it was impossible to determine which platform would deduct the payment for the freshmen.
Reading novels on mobile phones was usually done through online reading software or mobile reading applications. These software or applications usually obtained reading data through traffic, so they would deduct fees. The specific charges may vary according to different reading software or applications. Some reading software or applications provide free reading content but require payment to view the full version. Others provide free reading content but may deduct data or battery power during reading. If you want to avoid deductions, you can check the specific charging policies and terms of use of the software or application to see if you can view the full version or choose the mode of not deducting traffic. In addition, you can also use free reading content, but you need to pay attention to the reading time to avoid exceeding the traffic limit or causing a deduction.
You can complain to the online customer service paid by the freshmen and save the relevant evidence for future legal action. However, the search results did not clearly state whether the deduction could be recovered. Therefore, it was impossible to determine whether the deduction paid by the freshmen could be recovered. " Rebirth " was originally written by " Fei Ke's Banquet." The novel was also very exciting. If you want to understand the plot in advance, quickly click on the book link below to read it!
The payment model for online novels was usually based on the chapter. The reader needed to buy the virtual currency of the corresponding chapter to read the entire novel. If the reader fails to pay the fee for the entire novel, the system will deduct the virtual currency according to a certain percentage. Under normal circumstances, the deduction ratio and the specific calculation method would vary according to the rules of the novel platform. Some novel platforms might set the deduction percentage as a certain percentage of virtual currency, such as 10%, while others might set the deduction amount as the actual amount paid. Therefore, before purchasing virtual currency, readers had to read the novel platform's rules carefully to ensure that they had paid the fee for the entire novel as agreed. It should be noted that deducting virtual currency may cause the reader's account balance to decrease. Therefore, when purchasing virtual currency, you must carefully consider your financial situation to avoid insufficient account balance due to inability to pay the fees.
When a novel was paid for, it would usually be charged according to the number of words in the chapter or the full text. Different websites or platforms might have different charging standards. If the payment was unsuccessful, some websites or platforms might take some measures, such as deleting part of the chapter or the full text, or deducting the author's royalties or other related expenses. However, the deduction of virtual currency such as QQ rice was not generally implemented on all websites or platforms, so the specific situation may vary from platform to platform. It is recommended to go to the official website of the website or consult customer service for more detailed information.
There were generally two ways to pay for reading novels on a mobile phone: one was to deduct the phone bill directly from the balance of the phone bill, and the other was to log in to the account of the novel website and make the payment. The specific method depended on the novel website and payment method.